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Snohomish County Down Payment Assistance Program

Administered by:
Snohomish County Office of Housing, Homelessness and Community Development (administered by HomeSight)
· County · Deferred Loan
Funding status: Active

How much assistance

Up to $50,000
Not forgiven. Repaid at 3% interest when the home is sold, refinanced, or no longer primary residence. 30-year deferred second mortgage.

Eligibility

  • Income limits: Household income at or below 80% of Area Median Income for Snohomish County.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 620
  • Geographic restrictions: Property must be located within Snohomish County, Washington and used as primary residence.
  • Homebuyer education required: Yes

How to Apply for Snohomish County Down Payment Assistance Program

Complete a HUD-approved homebuyer education course.

Contact HomeSight at 206-723-4355 for current program availability and eligibility review.

Work with a HomeSight-approved lender to get pre-approved for a first mortgage.

Find a home in Snohomish County within program purchase-price limits.

HomeSight processes the DPA application and coordinates with your lender at closing.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (6 cities across 1 state)