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Snohomish County Down Payment Assistance Program

Administered by: Snohomish County Office of Housing, Homelessness and Community Development (administered by HomeSight) · County · Deferred Loan

Funding status: Active

How much assistance

Up to $50,000 (Deferred Loan)

Not forgiven. Repaid at 3% interest when the home is sold, refinanced, or no longer primary residence. 30-year deferred second mortgage.

Eligibility

Income limits: Household income at or below 80% of Area Median Income for Snohomish County.
First-time buyer required: Yes — Must not have owned a home in the past 3 years.
Credit score minimum: 620
Geographic restrictions: Property must be located within Snohomish County, Washington and used as primary residence.
Homebuyer education required: Yes

How to Apply for Snohomish County Down Payment Assistance Program

Step 1: Complete a HUD-approved homebuyer education course. Contact HomeSight at 206-723-4355 for current program availability and eligibility review. Work with a HomeSight-approved lender to get pre-approved for a first mortgage. Find a home in Snohomish County within program purchase-price limits. HomeSight processes the DPA application and coordinates with your lender at closing.

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Notes

Program is funded through Snohomish County HOME/ADDI funds. The Snohomish County Consortium includes the City of Everett via interlocal agreement that distributes 21% of HOME funds to Everett. Verify current funding availability and income limits with HomeSight before applying.