South Shore Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable 30-year mortgage with payments not exceeding 30% of monthly income (Zero-Interest Loan)
Affordable mortgage terms based on income rather than market value.
Eligibility
- Income limits: Low to moderate income families
- First-time buyer required: No
- Geographic restrictions: Serves 35 cities and towns south and southwest of Boston, including Brockton, Abington, Avon, Bridgewater, Carver, Cohasset, Duxbury, East Bridgewater, Halifax, Hanover, Hanson, Hingham, Hull, Kingston, Marshfield, Middleborough, Norwell, Pembroke, Plymouth, Plympton, Rockland, Scituate, Wareham, West Bridgewater, and Whitman.
- Homebuyer education required: Yes
How to Apply for South Shore Habitat for Humanity Homeownership Program
Step 1: Apply through South Shore Habitat for Humanity. Selection is based on level of need, willingness to partner with Habitat, evaluation of debt, income, and credit scores, and ability to repay an affordable mortgage. Family partners complete 250 hours of volunteer time per adult and participate in homeownership and financial classes.
Notes
Founded in 1986 as an affiliate of Habitat for Humanity International. Also operates a Critical Home Repair program for qualified seniors and veterans.