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The Housing Fund Down Payment Assistance

Administered by:
The Housing Fund
· Nonprofit · Repayable Loan
Funding status: Active

How much assistance

Up to $35,000

Eligibility

  • Income limits: Up to 120% of Area Median Income (AMI)
  • First-time buyer required: Yes First-time homebuyer. Must not currently own a home.
  • Credit score minimum: 600
  • Geographic restrictions: Statewide Tennessee. The Housing Fund is FHA-certified to serve all of Tennessee.
  • Homebuyer education required: Yes

How to Apply for The Housing Fund Down Payment Assistance

Get pre-approved with a first-mortgage lender who is FHA-approved in Tennessee. Notify your lender you want to connect with The Housing Fund. Fill out a THF application and your lender will submit the full packet to THF. Complete homebuyer education from a THDA-certified counselor prior to closing.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (16 cities across 1 state)