See programs you qualify for

Get Matched Free →

Tulsa County First Home Program (TCHFA)

Administered by:

Tulsa County Home Finance Authority
· County · Forgivable Loan

Funding status: Active

How much assistance

3.5% of total mortgage amount (averages about $9,000)

Down payment assistance is fully forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits:
    Income limits based on TCHFA program guidelines; verify current limits with an approved lender.
  • First-time buyer required: Yes
    First-time homebuyer required, defined as not having owned a home in the past 3 years. Exceptions for veterans and buyers in qualifying census tracts.
  • Credit score minimum: 620
  • Geographic restrictions:
    Property must be located in Tulsa County, OK.
  • Homebuyer education required: Yes

How to Apply for Tulsa County First Home Program (TCHFA)

Step 1: Apply through one of the TCHFA-approved participating lenders listed at myfirsttulsacountyhome.com/buyers. Program offers a 30-year fixed below-market mortgage paired with the forgivable DPA.

Notes

Originally launched in 2024 with $25M in mortgage revenue bonds. Operates first-come first-serve. Verify current bond allocation with TCHFA before promising assistance.

Cities Where This Program Is Available