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Tulsa County First Home Program (TCHFA)

Administered by:
Tulsa County Home Finance Authority
· County · Forgivable Loan
Funding status: Active

How much assistance

3.5% of total mortgage amount (averages about $9,000)
Down payment assistance is fully forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits: Income limits based on TCHFA program guidelines; verify current limits with an approved lender.
  • First-time buyer required: Yes — First-time homebuyer required, defined as not having owned a home in the past 3 years. Exceptions for veterans and buyers in qualifying census tracts.
  • Credit score minimum: 620
  • Geographic restrictions: Property must be located in Tulsa County, OK.
  • Homebuyer education required: Yes

How to Apply for Tulsa County First Home Program (TCHFA)

Apply through one of the TCHFA-approved participating lenders listed at myfirsttulsacountyhome.com/buyers. Program offers a 30-year fixed below-market mortgage paired with the forgivable DPA.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (5 cities across 1 state)