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Veterans Down Payment Assistance

Administered by:
Washington State Housing Finance Commission
 · State · Repayable Loan
Funding status: Active

How much assistance

Up to $10,000
Not forgivable. Three percent simple interest amortized over a 10-year term.

Eligibility

  • Income limits: Follows Home Advantage household income cap of $215,000
  • First-time buyer required: Yes — Must be a first-time homebuyer or purchasing in a designated target area.
  • Geographic restrictions: Statewide Washington. Eligible veterans include honorably discharged service members, those with a medical discharge and honorable record, current and former members of the Washington National Guard and Reserve, and never-remarried spouses and dependent children of deceased veterans. Must pair with Home Advantage first mortgage.
  • Homebuyer education required: Yes

Free eligibility check

Up to $10,000 in assistance. Check if you qualify for Veterans Down Payment Assistance.

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
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How to Apply for Veterans Down Payment Assistance

Step 1: Complete the five-hour WSHFC homebuyer education class.

Step 2: Gather veteran eligibility documentation (DD-214 or equivalent).

Step 3: Apply through a WSHFC participating lender who will reserve the Veterans DPA alongside a Home Advantage first mortgage.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
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Learn More About Homebuying in Washington

Cities Where This Program Is Available (38 cities across 1 state)

Washington (38 cities)

Available Statewide In