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Central Oklahoma Habitat for Humanity Homeownership Program

Administered by:

Central Oklahoma Habitat for Humanity
· Nonprofit · Forgivable Loan

Funding status: Active

How much assistance

Affordable home with no down payment and no closing costs; affordable mortgage payment

Habitat homes are sold to qualified partner families with affordable mortgage terms. Home must remain owner-occupied; resale typically subject to a Habitat right of first refusal.

Eligibility

  • Income limits:
    Household income generally between $48,500 and $92,000 depending on family size; verify current limits with Central Oklahoma Habitat.
  • First-time buyer required: No
  • Geographic restrictions:
    Service area covers Oklahoma County, Canadian County, Cleveland County, Grady County, Lincoln County, Logan County, and McClain County.
  • Homebuyer education required: Yes

How to Apply for Central Oklahoma Habitat for Humanity Homeownership Program

Step 1: Apply at cohfh.org. Selection is based on level of need, ability to pay, and willingness to partner (sweat equity hours alongside volunteers). Partner families complete homeownership training and workshops.

Notes

Central Oklahoma Habitat has built more than 1,125 homes across 18 communities in 37 years of operation.

Cities Where This Program Is Available