Greater Middlesex & Morris Habitat for Humanity Homeownership Program

Administered by: Greater Middlesex & Morris Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market-price home purchase with affordable mortgage ($170,000 - $230,000 depending on income level) (Zero-Interest Loan)

Eligibility

  • Income limits: Must qualify as low to moderate income per HUD guidelines
  • First-time buyer required: No
  • Geographic restrictions: Serves 68 municipalities in Morris and Middlesex Counties and the greater Plainfield area
  • Homebuyer education required: Yes

How to Apply for Greater Middlesex & Morris Habitat for Humanity Homeownership Program

Step 1: Applications are accepted on a rolling basis. Applicants must demonstrate financial need, willingness to partner (including sweat equity hours), and attend homebuyer education classes. Contact Greater Middlesex & Morris Habitat for Humanity for current application periods.

Notes

Part of Morris Habitat for Humanity. Has served nearly 1,100 families, built 200+ homes, and preserved 531 homes. Sale prices range from $170,000 for low-income to $230,000 for moderate-income applicants for new construction homes.

Cities Where This Program Is Available