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Housing NM DownPaymentAdvantage Grant

Administered by:

Housing New Mexico (MFA)
· State · Grant

Funding status: Active

How much assistance

$25,000

No repayment required.

Eligibility

  • Income limits:
    Borrower must earn 80% or less of Area Median Income (AMI). Limits vary by county and household size. Must contribute at least $500 of own funds. At least one applicant (or co-applicant) must hold US citizenship.
  • First-time buyer required: Yes
    A first-time homebuyer is anyone who has not owned and occupied a primary residence in the past three years.
  • Credit score minimum: 620
  • Geographic restrictions:
    Must purchase property in New Mexico.
  • Homebuyer education required: Yes

How to Apply for Housing NM DownPaymentAdvantage Grant

Apply through a Housing NM participating lender alongside FirstHome. Complete homebuyer education. Funding is limited.

Notes

Can be combined with FirstDown and HomeNow for up to $35,000 in total DPA.

Cities Where This Program Is Available (11 citys across 1 state)

Available Statewide In