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Get Matched Free →Housing NM FirstHome Program
Funding status: Active
How much assistance
First mortgage financing at competitive rates
Eligibility
- Income limits: Income limits vary by county and household size; example Bernalillo County limit is $91,565 for 1-2 person household, $105,300 for 3+ person household (verify current limits with Housing NM).
- First-time buyer required: Yes — A first-time homebuyer is anyone who has not owned and occupied a primary residence in the past three years.
- Credit score minimum: 620
- Geographic restrictions: Must purchase property in New Mexico.
- Homebuyer education required: Yes
How to Apply for Housing NM FirstHome Program
Apply through a Housing NM participating lender. Available with FHA, VA, USDA, HFA Advantage, and HFA Preferred Conventional loans. Pre-purchase homebuyer education required.
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