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Housing NM NextHome Program

Administered by:
Housing New Mexico (MFA)
· State · Repayable Loan
Funding status: Active

How much assistance

First mortgage with built-in down payment assistance second loan

Eligibility

  • Income limits:
    Income limits vary by county and household size (verify with Housing NM).
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions:
    Must purchase property in New Mexico.
  • Homebuyer education required: Yes

How to Apply for Housing NM NextHome Program

Apply through a Housing NM participating lender. NextHome is open to both first-time and repeat buyers and is used to finance single-family residences.

Notes

Use NextHome when borrower does not qualify as a first-time buyer or wants a combined first-and-second mortgage product.

Cities Where This Program Is Available (11 cities across 1 state)

Available Statewide In