See programs you qualify for
Get Matched Free →Housing NM Targeted Areas Program
Funding status: Active
How much assistance
Lower mortgage rates, higher purchase price limits, plus down payment assistance
Eligibility
- Income limits: Buyer must contribute at least $500 of own funds. No first-time buyer requirement in targeted census tracts.
- First-time buyer required: No
- Credit score minimum: 620
- Geographic restrictions: Property must be located in a qualifying federally designated census tract. In Bernalillo County, eligible tracts include: 09.05, 09.06, 09.08, 12.01, 13.00, 15.00, 20.00, 24.04, 34.00, 37.33, 47.36, 47.49, and 9406.02.
- Homebuyer education required: Yes
How to Apply for Housing NM Targeted Areas Program
Confirm property is in a qualifying census tract with your Housing NM participating lender, then apply alongside the FirstHome program. Complete homebuyer education.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides