See programs you qualify for
Get Matched Free →NC Home Advantage Mortgage
Funding status: Active
How much assistance
Up to 3% of the loan amount
0% interest deferred second mortgage. Forgiven at 20% per year at end of years 11-15. Fully forgiven after year 15. Repayment required if home is sold, refinanced, or transferred before year 15.
Eligibility
- Income limits: $158,000 annual household income (statewide)
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Must purchase in North Carolina; must occupy as principal residence within 60 days
- Homebuyer education required: No
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides
