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NJCC Statewide Down Payment Assistance Program

Administered by:
New Jersey Community Capital
 · State · Grant
Funding status: Active

How much assistance

Up to $30,000
Zero-interest grant with no fees to NJCC other than reimbursement of recording fees at closing.

Eligibility

  • Income limits: Income between $50,000 and $100,000
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years
  • Credit score minimum: 620
  • Geographic restrictions: Must purchase a home in New Jersey
  • Homebuyer education required: Yes

Free eligibility check

Up to $30,000 in assistance. Check if you qualify for NJCC Statewide Down Payment Assistance Program.

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
housebuyerguides

How to Apply for NJCC Statewide Down Payment Assistance Program

Apply through an NJCC-approved lender. Complete homebuyer education. Can be combined with NJHMFA DPA for total assistance up to $52,000.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
Question 1 of 6
housebuyerguides

Learn More About Homebuying in New Jersey

Cities Where This Program Is Available (26 cities across 1 state)

New Jersey (26 cities)

Available Statewide In