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Get Matched Free →NJHMFA HFA Advantage Mortgage Program
Funding status: Active
How much assistance
Competitive 30-year fixed-rate conventional mortgage
Eligibility
- Income limits: Must not exceed 80% of area median income for most areas; higher limits may apply in targeted areas
- First-time buyer required: No
- Credit score minimum: 620
- Geographic restrictions: Must purchase a home in New Jersey
- Homebuyer education required: Yes
How to Apply for NJHMFA HFA Advantage Mortgage Program
Contact an NJHMFA participating lender through theroadhomenj.com. Complete homebuyer education. Can be paired with NJHMFA DPA.
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Cities Where This Program Is Available (26 cities across 1 state)
New Jersey (26 cities)
- Bayonne, NJ
- Brick, NJ
- Cherry Hill, NJ
- Clifton, NJ
- East Orange, NJ
- Edison, NJ
- Elizabeth, NJ
- Hackensack, NJ
- Hoboken, NJ
- Jersey City, NJ
- Lakewood, NJ
- Middletown, NJ
- New Brunswick, NJ
- Newark, NJ
- North Bergen, NJ
- Old Bridge, NJ
- Passaic, NJ
- Paterson, NJ
- Perth Amboy, NJ
- Plainfield, NJ
- Toms River, NJ
- Trenton, NJ
- Union City, NJ
- Vineland, NJ
- West New York, NJ
- Woodbridge, NJ