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ReBuild NC Homeownership Assistance Program (HAP)

Administered by:
North Carolina Office of Recovery and Resiliency
· State · Forgivable Loan
Funding status: Closed

How much assistance

Up to $30,000 in down payment assistance plus up to 5% of sales price for closing costs
Forgivable loan terms. Contact program for current forgiveness schedule.

Eligibility

  • Income limits: Low to moderate income. Specific income limits vary by county and household size.
  • First-time buyer required: Yes — Must be a first-time homebuyer (not owned a home in the past 3 years) or a first-generation homebuyer (parents/guardians never owned a home or lost home to foreclosure/short sale).
  • Geographic restrictions: Must purchase in one of 16 hurricane-impacted counties: Bladen, Brunswick, Carteret, Columbus, Craven, Cumberland, Duplin, Edgecombe, Jones, New Hanover, Onslow, Pamlico, Pender, Robeson, Scotland, and Wayne.
  • Homebuyer education required: Yes

How to Apply for ReBuild NC Homeownership Assistance Program (HAP)

The program paused acceptance of interest forms and applications effective September 26, 2024. For questions, email HAP.support@ncdps.gov.

Learn More About Homebuying in North Carolina

Cities Where This Program Is Available (21 cities across 1 state)

Available Statewide In