See programs you qualify for

Self-Help Loan Pool (SHLP)

Administered by:

NC Housing Finance Agency (NCHFA), administered through participating Habitat for Humanity affiliates

· State · Zero-Interest Loan

Funding status: Active

How much assistance

Up to $50,000 (max $35,000 if home is within one of 24 CDBG Entitlement Cities in NC)

NOT a forgivable loan. 0% interest amortizing loan with 20-30 year term. Monthly payments required (15-32% of gross monthly income toward housing payment). Repayment required over the life of the loan.

Eligibility

Income limits: Household income at or below 80% of Area Median Income (AMI)
First-time buyer required: No
Geographic restrictions: Must purchase in North Carolina; home must be built or rehabilitated by a participating Habitat for Humanity affiliate
Homebuyer education required: Yes

Free eligibility check

Up to $50,000 in assistance. Check if you qualify for Self-Help Loan Pool (SHLP).