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Habitat for Humanity of the Chesapeake Homeownership Program

Administered by:
Habitat for Humanity of the Chesapeake
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable mortgage with below-market terms
Affordable mortgage structured with Habitat for Humanity. Terms vary based on household income and ability to repay.

Eligibility

  • Income limits: Household income between 30% and 80% of Area Median Income (AMI).
  • First-time buyer required: No
  • Geographic restrictions: Serves Baltimore City, Baltimore County, Anne Arundel County, and Howard County.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of the Chesapeake Homeownership Program

Apply through Habitat for Humanity of the Chesapeake. Must complete sweat equity hours: 250 hours for individual buyers (200 volunteer service + 50 homebuyer education), 350 hours for two-adult households.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (5 cities across 1 state)