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OHFA 4Teachers Program (Oklahoma)

Administered by:

Oklahoma Housing Finance Agency

· State · Grant

Funding status: Active

How much assistance

3.5% of total loan amount plus reduced interest rate

Down payment assistance is a grant. The reduced rate applies for the life of the loan.

Income limits:
Income guidelines based on area median income; vary by county and household size.
First-time buyer required: Yes —
Generally targeted at first-time buyers, defined as not having owned a primary residence in the last three years.
Credit score minimum: 640
Geographic restrictions:
Borrower must be currently employed by an Oklahoma accredited public, private, or parochial school and hold a valid teaching certificate.
Homebuyer education required: Yes

Step 1: Apply through an OHFA-approved lender and provide proof of current Oklahoma teaching certification and employment.