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OHFA Dream Program (Oklahoma)

Administered by:

Oklahoma Housing Finance Agency
· State · Grant

Funding status: Active

How much assistance

3.5% of total loan amount

No repayment required. Funds are a true grant and are not recaptured on sale or refinance.

Eligibility

  • Income limits:
    Household income up to $150,000 statewide for the Government (FHA/VA/USDA) track. Freddie Conventional track income limits vary by county.
  • Purchase price limit: $356,362
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Available in all 77 Oklahoma counties. Must be primary residence.
  • Homebuyer education required: Yes

How to Apply for OHFA Dream Program (Oklahoma)

Step 1: Work with an OHFA-approved participating lender to combine the Dream grant with a 30-year fixed first mortgage.

Notes

The $356,362 cap applies to the Government track; conventional track caps at $453,100.

Available Statewide In