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OHFA SHIELD Program (Oklahoma)

Administered by:

Oklahoma Housing Finance Agency

· State · Grant

Funding status: Active

How much assistance

3.5% of total loan amount plus reduced interest rate

Down payment assistance is a grant. The reduced rate applies for the life of the loan.

Income limits: Income guidelines based on area median income; vary by county and household size.
First-time buyer required: No
Credit score minimum: 640
Geographic restrictions: Borrower must be currently employed as a first responder in Oklahoma. Eligible roles include CLEET-certified law enforcement, firefighters, EMTs, and paramedics.
Homebuyer education required: Yes