See programs you qualify for
Get Matched Free →OHFA SHIELD Program (Oklahoma)
Funding status: Active
How much assistance
3.5% of total loan amount plus reduced interest rate
Down payment assistance is a grant. The reduced rate applies for the life of the loan.
Eligibility
- Income limits: Income guidelines based on area median income; vary by county and household size.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Borrower must be currently employed as a first responder in Oklahoma. Eligible roles include CLEET-certified law enforcement, firefighters, EMTs, and paramedics.
- Homebuyer education required: Yes
How to Apply for OHFA SHIELD Program (Oklahoma)
Step 1: Apply through an OHFA-approved lender and provide proof of qualifying first-responder employment in Oklahoma.