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Get Matched Free →REI Gift100 / Home100 Down Payment Assistance
Funding status: Active
How much assistance
3.5% to 5% of the first mortgage amount
Funds are a true gift. No repayment required, no recapture on sale or refinance, and no minimum occupancy period.
Eligibility
- Income limits: Borrower income must meet the income guidelines of the chosen first mortgage (FHA, VA, USDA, or conventional). DTI capped at 45%, or up to 50% with a 680+ credit score.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Available statewide in Oklahoma. Property must be a 1-2 unit home, condo, or PUD and serve as the primary residence. Co-ops not allowed; manufactured homes only if they meet lender standards.
- Homebuyer education required: Yes
How to Apply for REI Gift100 / Home100 Down Payment Assistance
Apply through an REI-approved participating lender. Borrowers cannot apply directly with REI.
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