See programs you qualify for

By Tyler Thompson · Licensed Real Estate Agent · Updated March 27, 2026

Homebuyer Programs in Weston, FL (2026)

Population: 71,000 | Median home price: $700,000 | Est. closing costs: $14,000 - $21,000

Weston is an affluent planned community in western Broward County, Florida, known for its top-rated schools, family-friendly neighborhoods, and proximity to the Everglades, with a population of approximately 71,000 and a median home price around $700,000. The City of Weston Homebuyer Purchase Assistance Program offers up to $120,000 in down payment and closing cost help through a 0% interest, deferred second mortgage forgiven after 15 years. Buyers can also tap the Broward County Homebuyer Purchase Assistance Program for up to $80,000 and the Broward County Mortgage Credit Certificate for up to $2,000 per year in tax savings. At the state level, the Florida Hometown Heroes program provides up to $35,000 and the Florida Assist program offers $10,000. By stacking city, county, and state programs, eligible Weston homebuyers could access well over $150,000 in combined assistance.

City Programs in Weston

Program Name	Type	Amount	First-Time Only	Details
City of Weston Homebuyer Purchase Assistance Program	Deferred Loan	Up to $120,000 based on financial need	Yes	View →

City of Weston Homebuyer Purchase Assistance Program

Type:: Deferred Loan
Amount:: Up to $120,000 based on financial need
First-time only:: Yes

County Programs in Broward County

Program Name	Type	Amount	First-Time Only	Details
Broward County Homebuyer Purchase Assistance Program	Deferred Loan	Up to $80,000 in most participating communities; up to $120,000 in Weston, $75,000 in Pembroke Pines, $50,000 in Hollywood and Margate, $40,000 in Sunrise	Yes	View →
Broward County Mortgage Credit Certificate Program	Tax Credit	Up to $2,000 per year	Yes	View →

Broward County Homebuyer Purchase Assistance Program

Type:: Deferred Loan
Amount:: Up to $80,000 in most participating communities; up to $120,000 in Weston, $75,000 in Pembroke Pines, $50,000 in Hollywood and Margate, $40,000 in Sunrise
First-time only:: Yes

Broward County Mortgage Credit Certificate Program

Type:: Tax Credit
Amount:: Up to $2,000 per year
First-time only:: Yes

State Programs in Florida

Program Name	Type	Amount	First-Time Only	Details
FHLBA Community Partners Product	Forgivable Loan	Up to $20,000 in home purchase assistance for down payment and closing costs	No	View →
FHLBA First Time Homebuyer Product	Forgivable Loan	Up to $17,500 in home purchase assistance for down payment and closing costs	Yes	View →
FHLBA Workforce Housing Plus+	Grant	Up to $15,000 in home purchase assistance for down payment and closing costs	No	View →
Florida Assist (FL Assist) Second Mortgage Program	Deferred Loan	Up to $10,000	Yes	View →
Florida HFA Preferred and Advantage PLUS Program	Forgivable Loan	3%, 4%, or 5% of the total first mortgage loan amount (HFA Advantage PLUS TBA, Freddie Mac first mortgage only)	Yes	View →
Florida Hometown Heroes Housing Program	Deferred Loan	Up to 5% of first mortgage loan amount, minimum $10,000, maximum $35,000	Yes	View →

FHLBA Community Partners Product

Type:: Forgivable Loan
Amount:: Up to $20,000 in home purchase assistance for down payment and closing costs
First-time only:: No

FHLBA First Time Homebuyer Product

Type:: Forgivable Loan
Amount:: Up to $17,500 in home purchase assistance for down payment and closing costs
First-time only:: Yes

FHLBA Workforce Housing Plus+

Type:: Grant
Amount:: Up to $15,000 in home purchase assistance for down payment and closing costs
First-time only:: No

Florida Assist (FL Assist) Second Mortgage Program

Type:: Deferred Loan
Amount:: Up to $10,000
First-time only:: Yes

Florida HFA Preferred and Advantage PLUS Program

Type:: Forgivable Loan
Amount:: 3%, 4%, or 5% of the total first mortgage loan amount (HFA Advantage PLUS TBA, Freddie Mac first mortgage only)
First-time only:: Yes

Florida Hometown Heroes Housing Program

Type:: Deferred Loan
Amount:: Up to 5% of first mortgage loan amount, minimum $10,000, maximum $35,000
First-time only:: Yes

Federal Programs

Program Name	Type	Amount	First-Time Only	Details
FHA Loans	Government-Insured Mortgage	Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026)	No	View →
Good Neighbor Next Door (HUD)	Government Property Sale Program	50% discount off the list price of HUD-owned homes	Yes	View →
Home Possible Mortgage (Freddie Mac)	Government-Guaranteed Mortgage	Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment	No	View →
HomeReady Mortgage (Fannie Mae)	Government-Guaranteed Mortgage	Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment	No	View →
HUD $100 Down Program	FHA-Financed HUD REO Purchase	Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs.	No	View →
USDA Rural Development Loans	Government-Guaranteed Mortgage	100% financing (no down payment required); loan amount up to appraised value	No	View →
VA Loans	Government-Guaranteed Mortgage	No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026)	No	View →

FHA Loans

Type:: Government-Insured Mortgage
Amount:: Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026)
First-time only:: No

Good Neighbor Next Door (HUD)

Type:: Government Property Sale Program
Amount:: 50% discount off the list price of HUD-owned homes
First-time only:: Yes

Home Possible Mortgage (Freddie Mac)

Type:: Government-Guaranteed Mortgage
Amount:: Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
First-time only:: No

HomeReady Mortgage (Fannie Mae)

Type:: Government-Guaranteed Mortgage
Amount:: Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
First-time only:: No

HUD $100 Down Program

Type:: FHA-Financed HUD REO Purchase
Amount:: Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs.
First-time only:: No

USDA Rural Development Loans

Type:: Government-Guaranteed Mortgage
Amount:: 100% financing (no down payment required); loan amount up to appraised value
First-time only:: No

VA Loans

Type:: Government-Guaranteed Mortgage
Amount:: No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026)
First-time only:: No

Nonprofit Programs

Program Name	Type	Amount	First-Time Only	Details
Habitat for Humanity of Broward Homeownership Program	Zero-Interest Loan	Affordable mortgage with below-market terms	Yes	View →
Neighborhood Housing Services of South Florida Homebuyer Program	Deferred Loan	Down payment and closing cost assistance available	Yes	View →
South Florida Community Land Trust Homeownership Program	Deferred Loan	Permanently affordable homes priced in the $200,000s to $300,000s	Yes	View →

Habitat for Humanity of Broward Homeownership Program

Type:: Zero-Interest Loan
Amount:: Affordable mortgage with below-market terms
First-time only:: Yes

Neighborhood Housing Services of South Florida Homebuyer Program

Type:: Deferred Loan
Amount:: Down payment and closing cost assistance available
First-time only:: Yes

South Florida Community Land Trust Homeownership Program

Type:: Deferred Loan
Amount:: Permanently affordable homes priced in the $200,000s to $300,000s
First-time only:: Yes

Free eligibility check

19 programs available in Weston. See which ones you qualify for.

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How to Apply

Step 1: Check your eligibility. The City of Weston program requires household income at or below 80% of Area Median Income for Broward County. You must not have owned a home in the past 3 years for most programs.

Step 2: Complete homebuyer education. Take a HUD-approved 8-hour First-Time Homebuyer course. The Urban League of Broward County holds monthly workshops on the second Saturday of each month and can be reached at 954-584-0777. Neighborhood Housing Services of South Florida also offers HUD-certified courses at 305-751-5511.

Step 3: Get pre-approved for a mortgage. Work with a lender that meets Broward County guidelines. Ask about Florida Housing Finance Corporation loan products like the Hometown Heroes and Florida Assist programs, which can be layered with local assistance.

Step 4: Find a home in Weston within program limits. Search for eligible properties including single-family homes, villas, townhomes, and condos within city limits. Contact the Broward County Housing and Urban Planning Division at 954-357-4943 for current purchase price limits.

Step 5: Apply through Broward County. Your lender submits the application to the Broward County Housing and Urban Planning Division on your behalf. You must contribute at least 3% of the purchase price toward closing, of which up to 2% may come from a gift.

Step 6: Complete the income certification and funding process. The county's review and funding process typically takes 5 to 6 weeks once the lender submits a complete package.

Step 7: Close on your new home. Your assistance funds will be applied at closing as a 0% interest, deferred second mortgage. Continue to live in the home as your primary residence to maintain forgiveness terms over the 15-year period.

Frequently Asked Questions

How much down payment assistance can I get in Weston?+

Weston buyers can access multiple layers of assistance. The City of Weston Homebuyer Purchase Assistance Program provides up to $120,000 based on financial need. The Broward County Homebuyer Purchase Assistance Program adds up to $80,000. At the state level, Florida Hometown Heroes offers up to $35,000 and Florida Assist provides $10,000. By stacking these programs, eligible buyers could receive over $150,000 in total assistance.

Do I have to be a first-time homebuyer to qualify?+

Yes, most Weston programs require first-time buyer status, meaning you have not owned a residential property in the prior 3 years. However, some federal programs like FHA and VA loans do not require first-time buyer status, and certain state programs may have exceptions for veterans or buyers in targeted areas.

What is the maximum home price I can pay using these programs?+

The City of Weston program has purchase price limits that vary by property type. Contact the Broward County Housing and Urban Planning Division at 954-357-4943 for the most current limits. Florida Housing state programs also have their own purchase price limits that vary by county and are updated annually.

What homebuyer education is required?+

Both the City of Weston and Broward County programs require completion of a HUD-approved 8-hour First-Time Homebuyer education course before closing. The Urban League of Broward County offers monthly workshops on the second Saturday of each month at 954-584-0777. Neighborhood Housing Services of South Florida also provides HUD-certified courses at 305-751-5511.

How long does the application process take?+

Once your lender submits a complete application package to the Broward County Housing and Urban Planning Division, the income certification and funding process typically takes 5 to 6 weeks. Plan accordingly when setting your closing date and contract timelines.

What happens if I sell or move out before the forgiveness period ends?+

The City of Weston program is structured as a 0% interest, deferred payment second mortgage forgiven after 15 years of continuous owner-occupancy. If you sell, refinance, or cease to occupy the home as your primary residence before the 15-year term is complete, you will be required to repay a portion or all of the assistance. Contact the Broward County Housing Division at 954-357-4943 for specific repayment terms.