See programs you qualify for
Get Matched Free →By Tyler Thompson · Licensed Real Estate Agent · Updated March 27, 2026
Homebuyer Programs in Weston, FL (2026)
Weston is an affluent planned community in western Broward County, Florida, known for its top-rated schools, family-friendly neighborhoods, and proximity to the Everglades, with a population of approximately 71,000 and a median home price around $700,000. The City of Weston Homebuyer Purchase Assistance Program offers up to $120,000 in down payment and closing cost help through a 0% interest, deferred second mortgage forgiven after 15 years. Buyers can also tap the Broward County Homebuyer Purchase Assistance Program for up to $80,000 and the Broward County Mortgage Credit Certificate for up to $2,000 per year in tax savings. At the state level, the Florida Hometown Heroes program provides up to $35,000 and the Florida Assist program offers $10,000. By stacking city, county, and state programs, eligible Weston homebuyers could access well over $150,000 in combined assistance.
City Programs in Weston
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| City of Weston Homebuyer Purchase Assistance Program | Deferred Loan | Up to $120,000 based on financial need | Yes | View → |
- Type:
- Deferred Loan
- Amount:
- Up to $120,000 based on financial need
- First-time only:
- Yes
County Programs in Broward County
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| Broward County Homebuyer Purchase Assistance Program | Deferred Loan | Up to $80,000 | Yes | View → |
| Broward County Mortgage Credit Certificate Program | Tax Credit | Up to $2,000 per year | Yes | View → |
- Type:
- Deferred Loan
- Amount:
- Up to $80,000
- First-time only:
- Yes
- Type:
- Tax Credit
- Amount:
- Up to $2,000 per year
- First-time only:
- Yes
State Programs in Florida
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| Florida Assist (FL Assist) Second Mortgage Program | Deferred Loan | Up to $10,000 | Yes | View → |
| Florida HFA Preferred and Advantage PLUS Program | Forgivable Loan | 3%, 4%, or 5% of the first mortgage loan amount | Yes | View → |
| Florida Hometown Heroes Housing Program | Deferred Loan | Up to 5% of first mortgage loan amount, minimum $10,000, maximum $35,000 | Yes | View → |
- Type:
- Deferred Loan
- Amount:
- Up to $10,000
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- 3%, 4%, or 5% of the first mortgage loan amount
- First-time only:
- Yes
- Type:
- Deferred Loan
- Amount:
- Up to 5% of first mortgage loan amount, minimum $10,000, maximum $35,000
- First-time only:
- Yes
Federal Programs
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| FHA Loans | Government-Insured Mortgage | Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026) | No | View → |
| FHLBA Community Partners Product | Forgivable Loan | Up to $20,000 in home purchase assistance for down payment and closing costs | No | View → |
| FHLBA First Time Homebuyer Product | Forgivable Loan | Up to $17,500 in home purchase assistance for down payment and closing costs | Yes | View → |
| FHLBA Workforce Housing Plus+ | Forgivable Loan | Up to $15,000 in home purchase assistance for down payment and closing costs | No | View → |
| Good Neighbor Next Door (HUD) | Government Property Sale Program | 50% discount off the list price of HUD-owned homes | Yes | View → |
| Home Possible Mortgage (Freddie Mac) | Government-Guaranteed Mortgage | Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment | No | View → |
| HomeReady Mortgage (Fannie Mae) | Government-Guaranteed Mortgage | Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment | No | View → |
| HUD $100 Down Program | FHA-Financed HUD REO Purchase | Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs. | No | View → |
| USDA Rural Development Loans | Government-Guaranteed Mortgage | 100% financing (no down payment required); loan amount up to appraised value | No | View → |
| VA Loans | Government-Guaranteed Mortgage | No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026) | No | View → |
- Type:
- Government-Insured Mortgage
- Amount:
- Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026)
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- Up to $20,000 in home purchase assistance for down payment and closing costs
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- Up to $17,500 in home purchase assistance for down payment and closing costs
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- Up to $15,000 in home purchase assistance for down payment and closing costs
- First-time only:
- No
- Type:
- Government Property Sale Program
- Amount:
- 50% discount off the list price of HUD-owned homes
- First-time only:
- Yes
- Type:
- Government-Guaranteed Mortgage
- Amount:
- Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
- First-time only:
- No
- Type:
- FHA-Financed HUD REO Purchase
- Amount:
- Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs.
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- 100% financing (no down payment required); loan amount up to appraised value
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026)
- First-time only:
- No
Nonprofit Programs
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| Habitat for Humanity of Broward Homeownership Program | Zero-Interest Loan | Affordable mortgage with below-market terms | Yes | View → |
| Neighborhood Housing Services of South Florida Homebuyer Program | Deferred Loan | Down payment and closing cost assistance available | Yes | View → |
| South Florida Community Land Trust Homeownership Program | Deferred Loan | Permanently affordable homes priced in the $200,000s to $300,000s | Yes | View → |
- Type:
- Zero-Interest Loan
- Amount:
- Affordable mortgage with below-market terms
- First-time only:
- Yes
- Type:
- Deferred Loan
- Amount:
- Down payment and closing cost assistance available
- First-time only:
- Yes
- Type:
- Deferred Loan
- Amount:
- Permanently affordable homes priced in the $200,000s to $300,000s
- First-time only:
- Yes
How to Apply
Check your eligibility. The City of Weston program requires household income at or below 80% of Area Median Income for Broward County. You must not have owned a home in the past 3 years for most programs.
Complete homebuyer education. Take a HUD-approved 8-hour First-Time Homebuyer course. The Urban League of Broward County holds monthly workshops on the second Saturday of each month and can be reached at 954-584-0777. Neighborhood Housing Services of South Florida also offers HUD-certified courses at 305-751-5511.
Get pre-approved for a mortgage. Work with a lender that meets Broward County guidelines. Ask about Florida Housing Finance Corporation loan products like the Hometown Heroes and Florida Assist programs, which can be layered with local assistance.
Find a home in Weston within program limits. Search for eligible properties including single-family homes, villas, townhomes, and condos within city limits. Contact the Broward County Housing and Urban Planning Division at 954-357-4943 for current purchase price limits.
Apply through Broward County. Your lender submits the application to the Broward County Housing and Urban Planning Division on your behalf. You must contribute at least 3% of the purchase price toward closing, of which up to 2% may come from a gift.
Complete the income certification and funding process. The county's review and funding process typically takes 5 to 6 weeks once the lender submits a complete package.
Close on your new home. Your assistance funds will be applied at closing as a 0% interest, deferred second mortgage. Continue to live in the home as your primary residence to maintain forgiveness terms over the 15-year period.