All Homebuyer Programs

See programs you qualify for

Showing 1151–1200 of 1747 programs

Name	Level	Type	Amount
Manatee County SHIP Down Payment Assistance Program	County	Deferred Loan	Down payment and closing cost assistance for eligible homebuyers
Mandan Renaissance Zone Tax Exemption	City	Property Tax Relief	5-year property tax exemption plus state income tax incentives; up to 8 years for individuals who purchase or rehabilitate a single-family residence used as their legal residence
Manitowoc County Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable home purchase with no-profit pricing and 0% interest mortgage
Marion County HOME Down Payment Assistance Program	County	Forgivable Loan	Down payment and closing cost assistance (exact amount varies; contact county for current limits)
Maryland HomeAbility	State	Deferred Loan	0% deferred second loan of up to 25% of the purchase price, capped at $45,000, for down payment and closing costs; first and second loans combined may not exceed 105% of the purchase price
Maryland Mortgage Program - 1st Time Advantage	State	Deferred Loan	Up to $6,000 or 3%-5% of the first mortgage amount
Maryland Mortgage Program - Flex Loan	State	Deferred Loan	Up to $6,000
Maryland SmartBuy 3.0	State	Forgivable Loan	Up to 15% of the purchase price or $20,000, whichever is less
Mason City Section 8 Homeownership Voucher Program	City	Grant	Monthly mortgage payment assistance via Housing Choice Voucher (up to 15 households served)
MassDREAMS Down Payment Assistance Grant	State	Grant	Up to $50,000 for buyers earning up to 100% AMI; up to $35,000 for buyers earning 100-135% AMI
MassHousing Down Payment Assistance	State	Deferred Loan	Up to $30,000 (below 60% AMI at 0% deferred); up to $25,000 (60-80% AMI at 2%); up to $25,000 (80-135% AMI at 3%)
Maumee Valley Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Homes sold with 0% interest mortgages. Mortgage length ranges from 15-30 years depending on house price and family income.
McAllen Housing Commission HCV Homeownership Program	City	Grant	Monthly voucher assistance toward mortgage and homeownership expenses
McHenry County Housing Authority Homebuyer Counseling	County	Grant	Housing counseling, Housing Choice Voucher homeownership support, and referral to DPA programs
McKinney Housing Finance Corporation Bonus Gift Funds	City	Grant	$5,000
MDEAT Homeownership Assistance Program (HAP)	County	Forgivable Loan	Up to $28,500 (at or below 80% AMI) or up to $14,500 (above 80% AMI)
Mennonite Housing Homeownership Project	Nonprofit	Repayable Loan	Affordable home purchase opportunity (specific subsidy varies by home and lender)
Mercer County First-Time Homebuyer Program	County	Forgivable Loan	—
Meriden Housing Authority Section 8 Homeownership Program	City	Deferred Loan	Monthly mortgage assistance via converted Housing Choice Voucher
Mesilla Valley Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable home with 0% interest mortgage; sold to qualified families at no profit
Metro Community Development Homebuyer Program	Nonprofit	Grant	Homebuyer education, financial coaching, and counseling services
Metro Home Improvement Program	City	Forgivable Loan	Up to $16,820 (minimum $500)
Metro Interfaith HOME Purchase Assistance Program	Nonprofit	Forgivable Loan	Up to $30,000
Metro West CD First Home Down Payment Assistance	Nonprofit	Deferred Loan	—
metroDPA	City	Deferred Loan	Up to 5% of first mortgage loan amount
MHC Easy8 Program	State	Deferred Loan	Up to $8,000
MHC Housing Assistance for Teachers (HAT)	State	Forgivable Loan	Up to $6,000
MHC Smart6 Program	State	Deferred Loan	Up to $6,000
MHC Trusty10 Program	State	Zero-Interest Loan	Up to $10,000
MHDC First Place Loan Program	State	Forgivable Loan	4% of the total first mortgage amount as a 0% interest, 100% forgivable second loan (Cash Assistance Loan) for down payment and closing costs, paired with a below-market 30-year fixed-rate first mortgage (FHA, VA, USDA-RD, Fannie Mae HFA Preferred or Freddie Mac HFA Advantage). Buyers who skip the assistance typically get a rate 0.25%-0.50% lower.
MHDC Next Step Loan Program	State	Forgivable Loan	Up to 4% of the loan amount via the Cash Assistance Loan (CAL) for down payment and closing costs, paired with a fixed-rate first mortgage (Conventional, FHA, VA, or USDA).
Miami Valley Community Action Partnership Down Payment Assistance	County	Grant	Up to $5,000
Miami-Dade County Homebuyer Down Payment Assistance Program	County	Deferred Loan	Up to $35,000
Miami-Dade County Homebuyer Loan Program (HLP)	County	Zero-Interest Loan	Up to $100,000 at 1% interest or $80,000 at 2% interest
Middlesex County American Dream Downpayment Program	County	Forgivable Loan	$5,000
Middlesex Habitat for Humanity of CT Homeownership Program	Nonprofit	Zero-Interest Loan	No down payment required; affordable 0% interest mortgage
Middletown CDBG First-Time Homebuyer Program	City	Zero-Interest Loan	—
Midland Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable home with zero-interest mortgage
Milford Direct Home Ownership Program	City	Deferred Loan	Up to $30,000
Military Homeownership Assistance Program	State	Grant	$5,000 grant
Milwaukee $35,000 Homebuyer Assistance Program	City	Forgivable Loan	Up to $35,000
Milwaukee Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable new-construction home with low or no down payment and average mortgage under $950/month
Milwaukee Home Down Payment Assistance Program	City	Grant	Up to $5,000 (or up to $7,000 in CDBG target areas)
Minnesota First-Generation Homebuyer Loan Program	State	Deferred Loan	—
Minnesota Housing Deferred Payment Loan	State	Deferred Loan	—
Minnesota Housing Monthly Payment Loan	State	Repayable Loan	—
Minnesota Housing Start Up Program	State	Government-Insured Mortgage	First mortgage with as little as 3% down
Minnesota Housing Step Up Program	State	Government-Insured Mortgage	First mortgage; can also be used to refinance
Minot Area Community Land Trust	Nonprofit	Repayable Loan	Reduced home purchase price; CLT retains ownership of the land while the buyer owns the home
Minot Renaissance Zone Tax Exemption	City	Property Tax Relief	100% property tax exemption on qualifying residential improvements; 5-year exemption for improvements of 50% or more of property value, 8-year exemption for improvements of 75% or more

Manatee County SHIP Down Payment Assistance Program

CountyDeferred LoanDown payment and closing cost assistance for eligible homebuyers

Mandan Renaissance Zone Tax Exemption

CityProperty Tax Relief5-year property tax exemption plus state income tax incentives; up to 8 years for individuals who purchase or rehabilitate a single-family residence used as their legal residence

Manitowoc County Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable home purchase with no-profit pricing and 0% interest mortgage

Marion County HOME Down Payment Assistance Program

CountyForgivable LoanDown payment and closing cost assistance (exact amount varies; contact county for current limits)

Maryland HomeAbility

StateDeferred Loan0% deferred second loan of up to 25% of the purchase price, capped at $45,000, for down payment and closing costs; first and second loans combined may not exceed 105% of the purchase price

Maryland Mortgage Program - 1st Time Advantage

StateDeferred LoanUp to $6,000 or 3%-5% of the first mortgage amount

Maryland Mortgage Program - Flex Loan

StateDeferred LoanUp to $6,000

Maryland SmartBuy 3.0

StateForgivable LoanUp to 15% of the purchase price or $20,000, whichever is less

Mason City Section 8 Homeownership Voucher Program

CityGrantMonthly mortgage payment assistance via Housing Choice Voucher (up to 15 households served)

MassDREAMS Down Payment Assistance Grant

StateGrantUp to $50,000 for buyers earning up to 100% AMI; up to $35,000 for buyers earning 100-135% AMI

MassHousing Down Payment Assistance

StateDeferred LoanUp to $30,000 (below 60% AMI at 0% deferred); up to $25,000 (60-80% AMI at 2%); up to $25,000 (80-135% AMI at 3%)

Maumee Valley Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanHomes sold with 0% interest mortgages. Mortgage length ranges from 15-30 years depending on house price and family income.

McAllen Housing Commission HCV Homeownership Program

CityGrantMonthly voucher assistance toward mortgage and homeownership expenses

McHenry County Housing Authority Homebuyer Counseling

CountyGrantHousing counseling, Housing Choice Voucher homeownership support, and referral to DPA programs

McKinney Housing Finance Corporation Bonus Gift Funds

CityGrant$5,000

MDEAT Homeownership Assistance Program (HAP)

CountyForgivable LoanUp to $28,500 (at or below 80% AMI) or up to $14,500 (above 80% AMI)

Mennonite Housing Homeownership Project

NonprofitRepayable LoanAffordable home purchase opportunity (specific subsidy varies by home and lender)

Mercer County First-Time Homebuyer Program

CountyForgivable Loan

Meriden Housing Authority Section 8 Homeownership Program

CityDeferred LoanMonthly mortgage assistance via converted Housing Choice Voucher

Mesilla Valley Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable home with 0% interest mortgage; sold to qualified families at no profit

Metro Community Development Homebuyer Program

NonprofitGrantHomebuyer education, financial coaching, and counseling services

Metro Home Improvement Program

CityForgivable LoanUp to $16,820 (minimum $500)

Metro Interfaith HOME Purchase Assistance Program

NonprofitForgivable LoanUp to $30,000

Metro West CD First Home Down Payment Assistance

NonprofitDeferred Loan

metroDPA

CityDeferred LoanUp to 5% of first mortgage loan amount

MHC Easy8 Program

StateDeferred LoanUp to $8,000

MHC Housing Assistance for Teachers (HAT)

StateForgivable LoanUp to $6,000

MHC Smart6 Program

StateDeferred LoanUp to $6,000

MHC Trusty10 Program

StateZero-Interest LoanUp to $10,000

MHDC First Place Loan Program

StateForgivable Loan4% of the total first mortgage amount as a 0% interest, 100% forgivable second loan (Cash Assistance Loan) for down payment and closing costs, paired with a below-market 30-year fixed-rate first mortgage (FHA, VA, USDA-RD, Fannie Mae HFA Preferred or Freddie Mac HFA Advantage). Buyers who skip the assistance typically get a rate 0.25%-0.50% lower.

MHDC Next Step Loan Program

StateForgivable LoanUp to 4% of the loan amount via the Cash Assistance Loan (CAL) for down payment and closing costs, paired with a fixed-rate first mortgage (Conventional, FHA, VA, or USDA).

Miami Valley Community Action Partnership Down Payment Assistance

CountyGrantUp to $5,000

Miami-Dade County Homebuyer Down Payment Assistance Program

CountyDeferred LoanUp to $35,000

Miami-Dade County Homebuyer Loan Program (HLP)

CountyZero-Interest LoanUp to $100,000 at 1% interest or $80,000 at 2% interest

Middlesex County American Dream Downpayment Program

CountyForgivable Loan$5,000

Middlesex Habitat for Humanity of CT Homeownership Program

NonprofitZero-Interest LoanNo down payment required; affordable 0% interest mortgage

Middletown CDBG First-Time Homebuyer Program

CityZero-Interest Loan

Midland Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable home with zero-interest mortgage

Milford Direct Home Ownership Program

CityDeferred LoanUp to $30,000

Military Homeownership Assistance Program

StateGrant$5,000 grant

Milwaukee $35,000 Homebuyer Assistance Program

CityForgivable LoanUp to $35,000

Milwaukee Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable new-construction home with low or no down payment and average mortgage under $950/month

Milwaukee Home Down Payment Assistance Program

CityGrantUp to $5,000 (or up to $7,000 in CDBG target areas)

Minnesota First-Generation Homebuyer Loan Program

StateDeferred Loan

Minnesota Housing Deferred Payment Loan

StateDeferred Loan

Minnesota Housing Monthly Payment Loan

StateRepayable Loan

Minnesota Housing Start Up Program

StateGovernment-Insured MortgageFirst mortgage with as little as 3% down

Minnesota Housing Step Up Program

StateGovernment-Insured MortgageFirst mortgage; can also be used to refinance

Minot Area Community Land Trust

NonprofitRepayable LoanReduced home purchase price; CLT retains ownership of the land while the buyer owns the home

Minot Renaissance Zone Tax Exemption

CityProperty Tax Relief100% property tax exemption on qualifying residential improvements; 5-year exemption for improvements of 50% or more of property value, 8-year exemption for improvements of 75% or more

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