All Homebuyer Programs

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Showing 1551–1600 of 1747 programs

South Bend Heritage Foundation Homeownership Program
NonprofitGrantRehabilitated and new construction homes sold at affordable prices
South County Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable mortgage with below-market interest rate on Habitat-built home
South Florida Community Land Trust Homeownership Program
NonprofitDeferred LoanPermanently affordable homes priced in the $200,000s to $300,000s
South Kingstown Housing Authority HCV Homeownership Program
CityZero-Interest LoanMonthly Housing Assistance Payment applied toward mortgage and homeownership expenses
South Puget Sound Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanBelow-market home sale paired with an affordable, zero-interest Habitat mortgage; effective subsidy typically tens of thousands of dollars
South Shore Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable 30-year mortgage with payments not exceeding 30% of monthly income
South Shore HOME Consortium First Time Homebuyer Program
CityDeferred LoanUp to $20,000
South Suburban Housing Center Homebuyer Counseling
NonprofitGrantHUD-approved pre-purchase counseling, homebuyer education classes, and fair housing advocacy at no or low cost
South Suburban Housing Center NWI Down Payment Assistance
NonprofitGrantUp to $15,000
Southeast New Hampshire Habitat for Humanity
NonprofitZero-Interest LoanAffordable home purchase with 0% interest mortgage (homes built for $130,000-$175,000)
Southern Bancorp Wealth Builders DPA Program
NonprofitForgivable LoanUp to $12,000
Southern Kennebec County Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home purchase with sweat equity; families partner to build their own home
Space Coast Credit Union Affordable Housing Program
NonprofitGrantUp to $7,500 for first-time homebuyers; up to $10,000 for community heroes
Space Coast Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable mortgage with 0% interest
Spartanburg Housing Authority HCV Homeownership Program
CityGrantHousing Choice Voucher applied toward mortgage payments instead of rent.
SPHA Homeownership Program (HOP)
CityGrantHousing Choice Voucher subsidy applied toward monthly mortgage instead of rent
Spokane Housing Authority Homeownership Program
CityRepayable LoanMonthly Housing Choice Voucher subsidy applied to mortgage payment
Springfield Community Land Trust Homeownership
NonprofitGrantSubstantially below-market home purchase price (SCLT retains ownership of the land, reducing buyer's cost). Small down payment required.
Springfield Down Payment and Closing Cost Assistance Program
CityForgivable Loan$7,500 zero-interest forgivable loan (city application updated March 17, 2026); city web page also cites $10,000-$20,000, so confirm the current amount with the Office of Housing
Springfield Home Ownership Program (SHOP)
CityZero-Interest Loan
Springfield Housing Authority Homeownership Program
CityGrantMonthly mortgage subsidy for up to 15 years
St. Bernard Parish Home Mortgage Authority Soft Second Program
CountyForgivable LoanUp to $35,000 (up to $30,000 soft second + up to $5,000 closing cost grant)
St. Charles County HOME Down Payment Loan Program
CountyForgivable LoanUp to $10,000 as a zero-interest forgivable second-mortgage loan for down payment and eligible closing costs.
St. Charles First-Time Homebuyer Loan Program
CityDeferred LoanUp to $10,000 (stackable with $10,000 Kane-Elgin HOME Consortium program for up to $20,000 total)
St. Clair County Homebuyer Assistance Program
CountyGrantUp to $4,000
St. Cloud HRA Core Neighborhood Down Payment Assistance
CityDeferred Loan$3,000 deferred loan
St. John the Baptist Parish Homebuyer Assistance Program
CountyGrant
St. Joseph Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable Habitat-built home purchased with a 0% interest mortgage; sweat equity hours reduce the effective cost
St. Louis County 1st HOME Down Payment Loan Program
CountyForgivable LoanUp to $10,000 zero-interest forgivable loan for down payment and closing costs
St. Louis Park Down Payment Assistance Deferred Loan
CityDeferred Loan
St. Louis Park First Generation Down Payment Assistance Loan
CityForgivable Loan
St. Lucie County Down Payment Assistance Program
CountyForgivable Loan$10,000
St. Lucie County HOME Consortium Down Payment Assistance
CountyDeferred LoanUp to $50,000
Stamford HOME Down Payment Assistance Program
CityZero-Interest LoanUp to $20,000
Stark County Regional Planning Homebuyer Assistance Program
CountyGrantUp to 7% of the purchase price toward down payment and closing costs
STCU Down Payment Match Loan
NonprofitSilent Second MortgageMatch of 100% of buyer down payment, up to 5% of purchase price
Stillwater Habitat for Humanity Homeownership Program
NonprofitForgivable LoanAffordable home with no down payment, no closing costs; monthly payments typically run $525-$600 including escrow
Story County Community Housing Corporation Community Land Trust
NonprofitRepayable LoanCommunity Land Trust home sold at reduced price (land cost removed from purchase price)
Story County Housing Trust First-Time Homebuyer Grant
CountyGrant$5,000 grant
Suffolk County HOME Down Payment Assistance Program
CountyDeferred LoanUp to $30,000
Suffolk HOME Down Payment and Closing Cost Assistance Program
CityForgivable LoanUp to $14,500 for down payment and closing costs
Summit County First Home First Loan Down Payment Assistance
CountyDeferred LoanUp to $12,000 as a 3-to-1 down payment match
Summit Hill Community Land Trust Homeownership Program
NonprofitDeferred LoanPermanently affordable homes priced as low as $205,000 through ground lease model
Sumter County SHIP Down Payment Assistance Program
CountyDeferred LoanUp to $20,000
Sumter Habitat for Humanity Homeownership
NonprofitZero-Interest LoanAffordable zero-interest mortgage (no traditional down payment required)
Sweet Home Columbus Down Payment Assistance Program
CityForgivable LoanUp to $30,000 in down payment and closing cost assistance (up to $14,975 or 5% of purchase price for down payment, plus $1,000 for prepaid fees)
SWLA Credit Union Hand Up to Homeownership
NonprofitGrant$6,000 (5:1 match on $1,000 in participant savings)
SWMCDC Homebuyer Education and Down Payment Assistance
NonprofitGrantUp to $1,500
Syracuse Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home purchase with no-profit pricing and zero-interest 30-year mortgage
Syracuse University Live Local Mortgage Program
CityGrantUp to 100% financing with no PMI, plus a forgivable home improvement loan of up to $15,000 (10% of purchase price)

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