All Homebuyer Programs
See programs you qualify for
Get Matched Free →Showing 1501–1550 of 1747 programs
Salem FTHB Down Payment Assistance Program
CityZero-Interest LoanUp to $7,500 (matches down payment up to $6,500 plus $1,000 bonus for completing counseling)
Salina Habitat for Humanity
NonprofitZero-Interest LoanAffordable 25-year mortgage at 0% interest (monthly payments capped at 30% of gross monthly income)
Sam Smith Hi Neighbor Homeownership Fund
NonprofitDeferred LoanUp to $20,000
San Angelo Affordable Housing Assistance Program (AHAP)
CityDeferred LoanUp to $50,000 (40% of sales price)
San Antonio First Responders Homebuyer Assistance Program (FRHAP)
CityForgivable Loan$20,000 (outside CRAG) or $40,000 (inside CRAG)
San Antonio Homeownership Incentive Program (HIP 120)
CityForgivable Loan$1,000 to $15,000
San Antonio Homeownership Incentive Program (HIP 80)
CityForgivable Loan$1,000 to $30,000
San Antonio Homeownership Program for Employees (HOPE)
CityForgivable Loan$20,000 (outside CRAG) or $40,000 (inside CRAG)
Santa Fe Community Housing Trust Homebuyer Lending Program
NonprofitDeferred LoanSubsidy loans up to $50,000 sourced from CDBG, City Affordable Housing Trust Fund, CDFI funds, HOPWA, and the Trust's own funds
Santa Fe County Downpayment Assistance Program
CountyDeferred LoanUp to $20,000 (tiered by income): up to $20,000 at 65% AMI or below; up to $15,000 at 65-80% AMI; up to $10,000 at 80-100% AMI
Santa Fe Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home with 0% interest mortgage; sold to qualified families at no profit
Sarasota County SHIP (HERO) Purchase Assistance Program
CountyForgivable LoanUp to $75,000 (up to 10% of purchase price for households at 50-80% AMI; up to 15% below 50% AMI), sized to the lender-documented funding gap
Savannah Affordable Housing Fund Down Payment Assistance
CityDeferred LoanGap financing averaging approximately $32,000
Savannah DreamMaker Home Purchase Assistance Program
CityDeferred Loan$5,000 to $30,000 deferred loan for households at or below 80% AMI (up to $10,000 for households at 80%-120% AMI), based on need and funding; City webpage also lists up to $50,000 for City-partnered housing developments - confirm with Housing Services
Sawmill Community Land Trust Homeownership Program
NonprofitForgivable LoanPermanently affordable home purchase via 99-year ground lease; reduces purchase price by separating land from improvements
SC Housing Homebuyer Program
StateForgivable LoanUp to $10,000 in forgivable down payment assistance
Schenectady First Time Home Buyer's Program
CityForgivable LoanUp to 10% of purchase price
Scott County CDA Community Land Trust
CountyDeferred LoanSubsidized purchase price on permanently affordable land trust homes; CLT removes the cost of land from the home price, typically saving tens of thousands per purchase
Scott County CDA First-Time Homebuyer Grant
CountyGrantGrant for down payment or closing costs (specific amounts set annually by Scott County CDA)
Scott/Bourbon Counties Habitat for Humanity Homeownership
NonprofitZero-Interest LoanAffordable home purchase with below-market mortgage
SDHDA First-Time Homebuyer Program (Fixed Rate Plus)
StateSilent Second Mortgage3% or 5% of loan amount
SDHDA Mortgage Credit Certificate (MCC)
StateTax CreditFederal tax credit up to $2,000 per year (30% of mortgage interest)
Seattle Housing Authority Homeownership Program
CityRepayable LoanMonthly Housing Choice Voucher subsidy applied to mortgage payment
Seattle Office of Housing Down Payment Assistance
CityDeferred LoanUp to $55,000 for open-market homes; up to $70,000 for resale-restricted homes with fewer than 3 bedrooms; up to $90,000 for resale-restricted homes with 3+ bedrooms
SECURA Employer Assisted Housing Grant
CityGrantUp to $5,000
Self-Help Loan Pool (SHLP)
StateZero-Interest LoanUp to $50,000 (max $35,000 if home is within one of 24 CDBG Entitlement Cities in NC)
Seminole County Purchase Assistance Program
CountyForgivable LoanUp to $145,000
SEND Affordable Homeownership Program
NonprofitGrantAffordable home purchase with potential closing cost assistance
Sensible Shelter Inc. GMHA Homeownership Program
CountyZero-Interest LoanAffordable home sales via land contracts with no down payment
SETH 5 Star Texas Advantage Program
StateForgivable LoanUp to 5% of the loan amount
Shelby County Down Payment Assistance Program
CountyRepayable LoanUp to $6,000
Shoals Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanZero-interest mortgage on Habitat-built home; sold at no profit
Shoreview First-Time Homebuyer Down Payment Assistance
CityDeferred LoanUp to $30,000 amortizing loan or up to $20,000 deferred zero-interest loan
Show-Me Central Habitat for Humanity Homebuyer Program
NonprofitZero-Interest LoanAffordable home priced at the cost of construction, purchased with a 0% interest mortgage
Shreveport HAPPI Program
CityForgivable LoanUp to 20% of the sales price or appraised value (whichever is lesser) for down payment, buy down, and closing costs
SIHCDC HOME Homebuyer Assistance Program
NonprofitGrant
SINA Homeownership Incentive Program (HIP)
NonprofitGrant$10,000
Sioux City MyPad Down Payment Assistance Program
CityGrant$1,000 to $14,999
Sioux Falls Public Safety Down Payment Assistance Program
CityForgivable LoanDown payment and closing cost assistance (verify amount with City)
Siouxland Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home with 0% interest mortgage; no down payment required
Skagit Habitat for Humanity Homebuyer Program
NonprofitZero-Interest LoanBelow-market home purchase with no-profit, no-interest mortgage from Habitat
SNAP Down Payment Assistance Loan Program
NonprofitDeferred LoanAmount determined during counseling based on borrower needs and program guidelines
Snohomish County Down Payment Assistance Program
CountyDeferred LoanUp to $50,000
Sold on Largo Down Payment Assistance Program
CityForgivable LoanUp to $75,000 (households at or below 80% AMI); up to $40,000 (81-120% AMI); up to $15,000 (121-140% AMI)
Solita's House Down Payment Assistance Loan
NonprofitDeferred LoanUp to $15,000
Somerville Affordable Housing Trust Fund Homebuyer Assistance
CityDeferred LoanClosing cost and down payment assistance (amount varies based on available funding)
Somerville Community Land Trust Homeownership Program
NonprofitZero-Interest LoanPermanently affordable homes sold below market rate through community land trust model
Somerville Inclusionary Housing Program
CityGrantBelow-market-rate homeownership units available through lottery; prices set based on affordability for households at 80% to 110% AMI
SONYMA Down Payment Assistance Loan (DPAL)
StateForgivable LoanGreater of $3,000 or 3% of the purchase price, capped at $15,000 (minimum $1,000); cannot exceed actual down payment and closing costs
SONYMA DPAL PLUS
StateForgivable LoanUp to $30,000
Browse Programs by State
- Alabama
- Arkansas
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin