All Homebuyer Programs

See programs you qualify for

Showing 951–1000 of 1747 programs

Name	Level	Type	Amount
Home HeadQuarters Syracuse Closing Cost Assistance	Nonprofit	Zero-Interest Loan	Up to $5,000 closing cost loan (up to $3,000 for homes in Onondaga, Oswego, Cayuga, Cortland, Madison, or Jefferson counties)
Home In Monroe Program	City	Grant	Down payment and closing cost assistance (specific amount varies)
Home Possible Mortgage (Freddie Mac)	Federal	Government-Guaranteed Mortgage	Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
HOME Rochester Program	City	Forgivable Loan	Subsidized purchase price on rehabilitated homes
Home Sweet Home Hillsborough Program	County	Deferred Loan	$5,000 within City of Tampa; $30,000 in Hillsborough County outside Tampa (as of December 5, 2025)
Home Sweet Texas Home Loan Program	State	Grant	2%, 3%, 4% or 5% of the total loan amount (borrower chooses); grant on FHA/VA/USDA loans or 0% 3-year forgivable second lien
Home-Buy the American Dream (HBAD)	City	Deferred Loan	Up to $35,000
HomeBoost Down Payment Assistance	State	Grant	Up to $15,000 (up to $25,000 through some participating lenders)
HomeChoice Down Payment Assistance	State	Deferred Loan	Up to $15,000
Homeownership Across Texas (HAT) Grant Program	City	Grant	Up to 5% of the loan amount (FHA/VA/USDA) or 3% (Conventional)
Homeownership Center Northwest Evergreen Program	Nonprofit	Silent Second Mortgage	As-needed second mortgage up to program limits
Homeownership First Program (Erie County)	Nonprofit	Grant	Up to $5,000 for down payment and closing costs
Homeownership Opportunity Minneapolis (HOM)	City	Deferred Loan	—
Homeport Down Payment Assistance Program	County	Forgivable Loan	Up to $6,000 ($4,000 for down payment plus $2,000 for closing costs)
Homeport Growing Homeownership Fund	County	Forgivable Loan	Up to $15,000 or 5% of purchase price, whichever is less
HomeReady Mortgage (Fannie Mae)	Federal	Government-Guaranteed Mortgage	Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
Homes and Hope Community Land Trust Homeownership	Nonprofit	Grant	Below-market home purchase through permanently affordable community land trust model; subsidy value varies by property.
Homes for Iowans Program	State	Government-Insured Mortgage	Low-rate 30-year mortgage available to first-time and repeat buyers
Homes for Texas Heroes Program	State	Grant	Up to 5% of the loan amount (between 3% and 5%)
Homes Within Reach Community Land Trust	Nonprofit	Deferred Loan	Subsidized purchase price; CLT removes the cost of land from the home price, typically saving tens of thousands per purchase
HomeSight King County Purchase Assistance	Nonprofit	Deferred Loan	Up to $45,000
HomeSight Seattle Purchase Assistance	Nonprofit	Deferred Loan	Up to $76,000
Homestead Community Land Trust Homeownership	Nonprofit	Silent Second Mortgage	Homes sold 30-50% below market through community land trust model
Homestead Corporation of Champaign-Urbana	Nonprofit	Grant	Direct price subsidy reducing purchase price of Homestead-rehabbed homes
HomeSTL First-Time Homebuyer Assistance	City	Forgivable Loan	Up to $50,000 ($40,000 base + $10,000 Qualified Census Tract bonus)
Homeward Norfolk Down Payment Assistance Program	City	Deferred Loan	Up to $40,000 for households between 80% and 120% AMI. Up to $60,000 for households under 80% AMI.
Homewise Albuquerque Down Payment Assistance	Nonprofit	Forgivable Loan	Varies by program; Homewise advisors connect buyers with all DPA programs they qualify for
Homewise Santa Fe Down Payment Assistance (NM-3)	Nonprofit	Grant	Up to $40,000
HONK Lease-to-Own Homeownership Program	Nonprofit	Deferred Loan	Varies; portion of monthly lease payments gifted back at purchase for down payment and closing costs
Hoosier Homes Down Payment Assistance	Nonprofit	Forgivable Loan	Up to 5% of the purchase price
HOPE of Evansville Down Payment Assistance	Nonprofit	Forgivable Loan	Up to $10,000 (dollar-for-dollar match of buyer contribution)
Hopkinsville Affordable Homeownership Program (HAHP)	City	Government-Insured Mortgage	30-year fixed rate mortgage with favorable terms for low-income buyers
Horry County HOME Consortium Homeownership Assistance	County	Grant	Varies by project and funding availability
Housatonic Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	No down payment required; affordable 0% interest mortgage
House Charlotte Program	City	Forgivable Loan	Up to $80,000. At or below 80% AMI: base up to $30,000 plus up to $50,000 match. 80.01-110% AMI: base up to $10,000 plus up to $20,000 match. City of Charlotte, Mecklenburg County and CMS employees at 80.01-110% AMI: up to $30,000 with no match required. Eligible matching sources: nonprofit DPA, bank-provided DPA, buyer's DPA.
House Concord Down Payment Assistance Program	City	Forgivable Loan	Up to $10,000
House of Hope CDC Affordable Homeownership Program	Nonprofit	Zero-Interest Loan	Below-market pricing on homes built or renovated by House of Hope CDC
HouseHartford Homebuyer Assistance Program	City	Forgivable Loan	Up to $40,000 (up to 20% of purchase price)
Housing Alexandria Closing Cost Assistance	Nonprofit	Grant	$8,000 in closing cost assistance
Housing Authority of Bowling Green Homeownership Program	City	Grant	Housing Choice Voucher subsidy applied to mortgage payment (amount varies by household)
Housing Consultants Group IDA Program	Nonprofit	Grant	Up to $2,000 in matched savings
Housing Development Corporation of Rock Hill First-Time Homebuyer Program	City	Forgivable Loan	Up to $5,000
Housing Finance Authority of Manatee County Homebuyer Program	County	Deferred Loan	Up to $15,000
Housing NM DownPaymentAdvantage Grant	State	Grant	$25,000
Housing NM FirstDown Plus Program	State	Zero-Interest Loan	$10,000
Housing NM FirstDown Program	State	Forgivable Loan	Up to $8,000 (capped at 8% of purchase price)
Housing NM FirstHome Program	State	Repayable Loan	First mortgage financing at competitive rates
Housing NM HomeNow Program	State	Forgivable Loan	Up to $7,000 (temporarily $14,000 through April 1, 2026 or until funding exhausted)
Housing NM NextHome Program	State	Repayable Loan	First mortgage with built-in down payment assistance second loan
Housing NM Targeted Areas Program	State	Repayable Loan	Lower mortgage rates, higher purchase price limits, plus down payment assistance

Home HeadQuarters Syracuse Closing Cost Assistance

NonprofitZero-Interest LoanUp to $5,000 closing cost loan (up to $3,000 for homes in Onondaga, Oswego, Cayuga, Cortland, Madison, or Jefferson counties)

Home In Monroe Program

CityGrantDown payment and closing cost assistance (specific amount varies)

Home Possible Mortgage (Freddie Mac)

FederalGovernment-Guaranteed MortgageUp to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment

HOME Rochester Program

CityForgivable LoanSubsidized purchase price on rehabilitated homes

Home Sweet Home Hillsborough Program

CountyDeferred Loan$5,000 within City of Tampa; $30,000 in Hillsborough County outside Tampa (as of December 5, 2025)

Home Sweet Texas Home Loan Program

StateGrant2%, 3%, 4% or 5% of the total loan amount (borrower chooses); grant on FHA/VA/USDA loans or 0% 3-year forgivable second lien

Home-Buy the American Dream (HBAD)

CityDeferred LoanUp to $35,000

HomeBoost Down Payment Assistance

StateGrantUp to $15,000 (up to $25,000 through some participating lenders)

HomeChoice Down Payment Assistance

StateDeferred LoanUp to $15,000

Homeownership Across Texas (HAT) Grant Program

CityGrantUp to 5% of the loan amount (FHA/VA/USDA) or 3% (Conventional)

Homeownership Center Northwest Evergreen Program

NonprofitSilent Second MortgageAs-needed second mortgage up to program limits

Homeownership First Program (Erie County)

NonprofitGrantUp to $5,000 for down payment and closing costs

Homeownership Opportunity Minneapolis (HOM)

CityDeferred Loan

Homeport Down Payment Assistance Program

CountyForgivable LoanUp to $6,000 ($4,000 for down payment plus $2,000 for closing costs)

Homeport Growing Homeownership Fund

CountyForgivable LoanUp to $15,000 or 5% of purchase price, whichever is less

HomeReady Mortgage (Fannie Mae)

FederalGovernment-Guaranteed MortgageUp to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment

Homes and Hope Community Land Trust Homeownership

NonprofitGrantBelow-market home purchase through permanently affordable community land trust model; subsidy value varies by property.

Homes for Iowans Program

StateGovernment-Insured MortgageLow-rate 30-year mortgage available to first-time and repeat buyers

Homes for Texas Heroes Program

StateGrantUp to 5% of the loan amount (between 3% and 5%)

Homes Within Reach Community Land Trust

NonprofitDeferred LoanSubsidized purchase price; CLT removes the cost of land from the home price, typically saving tens of thousands per purchase

HomeSight King County Purchase Assistance

NonprofitDeferred LoanUp to $45,000

HomeSight Seattle Purchase Assistance

NonprofitDeferred LoanUp to $76,000

Homestead Community Land Trust Homeownership

NonprofitSilent Second MortgageHomes sold 30-50% below market through community land trust model

Homestead Corporation of Champaign-Urbana

NonprofitGrantDirect price subsidy reducing purchase price of Homestead-rehabbed homes

HomeSTL First-Time Homebuyer Assistance

CityForgivable LoanUp to $50,000 ($40,000 base + $10,000 Qualified Census Tract bonus)

Homeward Norfolk Down Payment Assistance Program

CityDeferred LoanUp to $40,000 for households between 80% and 120% AMI. Up to $60,000 for households under 80% AMI.

Homewise Albuquerque Down Payment Assistance

NonprofitForgivable LoanVaries by program; Homewise advisors connect buyers with all DPA programs they qualify for

Homewise Santa Fe Down Payment Assistance (NM-3)

NonprofitGrantUp to $40,000

HONK Lease-to-Own Homeownership Program

NonprofitDeferred LoanVaries; portion of monthly lease payments gifted back at purchase for down payment and closing costs

Hoosier Homes Down Payment Assistance

NonprofitForgivable LoanUp to 5% of the purchase price

HOPE of Evansville Down Payment Assistance

NonprofitForgivable LoanUp to $10,000 (dollar-for-dollar match of buyer contribution)

Hopkinsville Affordable Homeownership Program (HAHP)

CityGovernment-Insured Mortgage30-year fixed rate mortgage with favorable terms for low-income buyers

Horry County HOME Consortium Homeownership Assistance

CountyGrantVaries by project and funding availability

Housatonic Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanNo down payment required; affordable 0% interest mortgage

House Charlotte Program

CityForgivable LoanUp to $80,000. At or below 80% AMI: base up to $30,000 plus up to $50,000 match. 80.01-110% AMI: base up to $10,000 plus up to $20,000 match. City of Charlotte, Mecklenburg County and CMS employees at 80.01-110% AMI: up to $30,000 with no match required. Eligible matching sources: nonprofit DPA, bank-provided DPA, buyer's DPA.

House Concord Down Payment Assistance Program

CityForgivable LoanUp to $10,000

House of Hope CDC Affordable Homeownership Program

NonprofitZero-Interest LoanBelow-market pricing on homes built or renovated by House of Hope CDC

HouseHartford Homebuyer Assistance Program

CityForgivable LoanUp to $40,000 (up to 20% of purchase price)

Housing Alexandria Closing Cost Assistance

NonprofitGrant$8,000 in closing cost assistance

Housing Authority of Bowling Green Homeownership Program

CityGrantHousing Choice Voucher subsidy applied to mortgage payment (amount varies by household)

Housing Consultants Group IDA Program

NonprofitGrantUp to $2,000 in matched savings