All Homebuyer Programs

See programs you qualify for

Showing 1251–1300 of 1747 programs

Name	Level	Type	Amount
NDHFA Down Payment & Closing Cost Assistance (DCA)	State	Zero-Interest Loan	Up to 3% of the loan amount or $3,000, whichever is greater
NDHFA FirstHome Program	State	Repayable Loan	Below-market 30-year fixed first mortgage: 6.200% (1.5% origination fee) or 6.450% (no fee) on FHA/VA/RD, 0.25% higher conventional, as of Oct 15, 2026; optional 3% DCA or Start credit
NDHFA HomeAccess Program	State	Repayable Loan	Below-market 30-year fixed first mortgage at the FirstHome rate (6.200% government / 6.450% conventional as of Oct 14, 2026); optional 3% DCA or Start credit
NDHFA Start Program	State	Grant	3% of the first mortgage loan amount as a credit at closing
NDHFA Targeted Area Loan	State	Repayable Loan	Below-market interest rate first mortgage
NE Wisconsin CDBG Homebuyer Assistance (Brown County)	County	Deferred Loan	Up to 50% of required down payment (not to exceed 10% of purchase price)
Needham Bank Community Loan Program	Nonprofit	Repayable Loan	Discounted interest rates plus bank-paid closing costs (except escrows and owner's title insurance)
Neighborhood Housing Partnership of Greater Springfield Down Payment Assistance	City	Grant	Up to $5,000
Neighborhood Housing Services of South Florida Homebuyer Program	Nonprofit	Deferred Loan	Down payment and closing cost assistance available
Neighborhood Housing Services Oklahoma Down Payment Assistance	Nonprofit	Forgivable Loan	Varies by qualifying program; typically combined with City of OKC HOME funds
NeighborWorks Blackhawk Region Down Payment Assistance	Nonprofit	Forgivable Loan	Varies by program type (forgivable, deferred, or repayable)
NeighborWorks Blackstone River Valley Mutual Self-Help Housing Program	Nonprofit	Grant	Up to $20,000 in savings through sweat equity construction
NeighborWorks Columbus Down Payment Assistance	Nonprofit	Deferred Loan	Up to $15,000 in down payment and closing cost assistance; Hallock Soldiers Fund provides up to $5,000 for veterans
NeighborWorks Community Partners Buffalo DPA Loan	Nonprofit	Repayable Loan	$4,000 to $7,500
NeighborWorks Community Partners DPA Loan	Nonprofit	Deferred Loan	Varies based on borrower qualification
NeighborWorks Community Partners Niagara Falls DPA Loan	Nonprofit	Deferred Loan	Varies based on borrower qualification
NeighborWorks Dakota Home Resources Down Payment & Closing Cost Assistance	Nonprofit	Deferred Loan	Up to $5,000 (HOF DPCC); up to $2,000 for single parents (Legacy Fund)
NeighborWorks Green Bay Down Payment Assistance	City	Deferred Loan	Up to $15,000 (standard loans up to $7,000; enhanced loans up to $15,000)
NeighborWorks Home Solutions Down Payment Assistance	Nonprofit	Forgivable Loan	Up to $20,000
NeighborWorks Home Solutions Infill Homebuyer New Construction Program	Nonprofit	Forgivable Loan	Up to $30,000
NeighborWorks Home Solutions Infill Homebuyer Program	Nonprofit	Deferred Loan	Up to $30,000
NeighborWorks Lincoln Homeownership Program	Nonprofit	Deferred Loan	5% of purchase price plus closing costs
NeighborWorks Northeast Nebraska Purchase/Rehab/Resell Program	Nonprofit	Deferred Loan	Down payment assistance amount determined per home (sample transactions have shown around $20,000)
NeighborWorks of Western Vermont Down Payment Assistance Loan	State	Repayable Loan	Up to $50,000 or 20% of purchase price, whichever is lower
NeighborWorks Orange County Homebuyer Assistance	Nonprofit	Deferred Loan	Down payment assistance available through counseling and program matching
NeighborWorks Southern Colorado Down Payment Assistance	Nonprofit	Deferred Loan	Down payment assistance amount varies based on funding source and borrower qualifications
NeighborWorks Toledo Region Homebuyer Programs	Nonprofit	Deferred Loan	Mortgage lending services designed to reduce barriers to homeownership. Also partners with the Toledo Police Next Door program providing $25,000 in DPA for qualifying Toledo Police Officers.
NeighborWorks Waco Down Payment and Closing Cost Assistance	Nonprofit	Grant	Up to $10,000
NeighborWorks Waco NeighborhoodLIFT Program	Nonprofit	Grant	$15,000 ($17,500 for veterans, teachers, law enforcement, firefighters, and EMTs)
NeighborWorks Waco NeighborhoodLIFT Program (Dallas/Tarrant County)	Nonprofit	Grant	$15,000 ($17,500 for veterans, teachers, law enforcement, firefighters, and EMTs)
NeighborWorks Western Pennsylvania LIFT Program	Nonprofit	Deferred Loan	Variable based on individual assessment (no pre-set maximum)
NENEDD Direct Homebuyer Assistance Program	Nonprofit	Deferred Loan	Up to $30,000 or 20% of project cost (whichever is less)
New Bedford Enhanced First-Time Homebuyer Program	City	Grant	Up to $25,000; City employees (City, School, Police, Fire departments) eligible for additional $10,000 for up to $35,000 total
New Bedford Neighborhoods First Homebuyer Program	City	Deferred Loan	5% of purchase price up to $10,000 for down payment and closing costs; up to $40,000 in rehabilitation assistance
New Britain Home Ownership Program (HOP)	City	Repayable Loan	—
New Castle County Down Payment Settlement Program	County	Deferred Loan	Up to $5,000 (minimum $1,000)
New Castle County IDEA Down Payment Program	County	Repayable Loan	Up to $5,000
New Castle County ReVaMP Program	County	Forgivable Loan	Up to $5,000
New Century IDA Matched Savings Program	Nonprofit	Grant	Up to 6:1 match on savings (save $2,000, receive up to $12,000)
New Haven Down Payment and Closing Cost Assistance Program	City	Forgivable Loan	Up to $20,000 or 6% of the purchase price, whichever is greater
New Opportunities Inc. First Time Homebuyer Program	Nonprofit	Grant	—
New Orleans Area Habitat for Humanity	Nonprofit	Zero-Interest Loan	Affordable home with low-interest mortgage; monthly payments never exceed 30% of household income
New Orleans Direct Homebuyer Assistance Program	City	Forgivable Loan	Up to $55,000 as a forgivable soft second mortgage plus up to $5,000 in closing cost assistance
New Rochelle Down Payment Assistance Program	City	Forgivable Loan	Up to 19% of the purchase price
Newcap Homebuyer Program (Green Bay)	Nonprofit	Deferred Loan	Up to $10,000
Newnan-Coweta Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable mortgage on newly constructed Habitat home with 0% interest
Newport News Down Payment Assistance Program	City	Forgivable Loan	Up to $14,500 as a forgivable loan
Newton Homebuyer Assistance Program	City	Grant	Varies; provides downpayment and closing cost assistance for deed-restricted affordable homes
NewVue Communities Homeownership Program	Nonprofit	Grant	Down payment assistance available; amount varies based on funding and household eligibility
NFC Advantage Purchase Loan	Nonprofit	Forgivable Loan	First mortgage up to $250,000, second mortgage up to 15% LTV, plus forgivable renovation loan up to $10,000

NDHFA Down Payment & Closing Cost Assistance (DCA)

StateZero-Interest LoanUp to 3% of the loan amount or $3,000, whichever is greater

NDHFA FirstHome Program

StateRepayable LoanBelow-market 30-year fixed first mortgage: 6.200% (1.5% origination fee) or 6.450% (no fee) on FHA/VA/RD, 0.25% higher conventional, as of Oct 15, 2026; optional 3% DCA or Start credit

NDHFA HomeAccess Program

StateRepayable LoanBelow-market 30-year fixed first mortgage at the FirstHome rate (6.200% government / 6.450% conventional as of Oct 14, 2026); optional 3% DCA or Start credit

NDHFA Start Program

StateGrant3% of the first mortgage loan amount as a credit at closing

NDHFA Targeted Area Loan

StateRepayable LoanBelow-market interest rate first mortgage

NE Wisconsin CDBG Homebuyer Assistance (Brown County)

CountyDeferred LoanUp to 50% of required down payment (not to exceed 10% of purchase price)

Needham Bank Community Loan Program

NonprofitRepayable LoanDiscounted interest rates plus bank-paid closing costs (except escrows and owner's title insurance)

Neighborhood Housing Partnership of Greater Springfield Down Payment Assistance

CityGrantUp to $5,000

Neighborhood Housing Services of South Florida Homebuyer Program

NonprofitDeferred LoanDown payment and closing cost assistance available

Neighborhood Housing Services Oklahoma Down Payment Assistance

NonprofitForgivable LoanVaries by qualifying program; typically combined with City of OKC HOME funds

NeighborWorks Blackhawk Region Down Payment Assistance

NonprofitForgivable LoanVaries by program type (forgivable, deferred, or repayable)

NeighborWorks Blackstone River Valley Mutual Self-Help Housing Program

NonprofitGrantUp to $20,000 in savings through sweat equity construction

NeighborWorks Columbus Down Payment Assistance

NonprofitDeferred LoanUp to $15,000 in down payment and closing cost assistance; Hallock Soldiers Fund provides up to $5,000 for veterans

NeighborWorks Community Partners Buffalo DPA Loan

NonprofitRepayable Loan$4,000 to $7,500

NeighborWorks Community Partners DPA Loan

NonprofitDeferred LoanVaries based on borrower qualification

NeighborWorks Community Partners Niagara Falls DPA Loan

NonprofitDeferred LoanVaries based on borrower qualification

NeighborWorks Dakota Home Resources Down Payment & Closing Cost Assistance

NonprofitDeferred LoanUp to $5,000 (HOF DPCC); up to $2,000 for single parents (Legacy Fund)

NeighborWorks Green Bay Down Payment Assistance

CityDeferred LoanUp to $15,000 (standard loans up to $7,000; enhanced loans up to $15,000)

NeighborWorks Home Solutions Down Payment Assistance

NonprofitForgivable LoanUp to $20,000

NeighborWorks Home Solutions Infill Homebuyer New Construction Program

NonprofitForgivable LoanUp to $30,000

NeighborWorks Home Solutions Infill Homebuyer Program

NonprofitDeferred LoanUp to $30,000

NeighborWorks Lincoln Homeownership Program

NonprofitDeferred Loan5% of purchase price plus closing costs

NeighborWorks Northeast Nebraska Purchase/Rehab/Resell Program

NonprofitDeferred LoanDown payment assistance amount determined per home (sample transactions have shown around $20,000)

NeighborWorks of Western Vermont Down Payment Assistance Loan

StateRepayable LoanUp to $50,000 or 20% of purchase price, whichever is lower

NeighborWorks Orange County Homebuyer Assistance

NonprofitDeferred LoanDown payment assistance available through counseling and program matching

NeighborWorks Southern Colorado Down Payment Assistance

NonprofitDeferred LoanDown payment assistance amount varies based on funding source and borrower qualifications

NeighborWorks Toledo Region Homebuyer Programs

NonprofitDeferred LoanMortgage lending services designed to reduce barriers to homeownership. Also partners with the Toledo Police Next Door program providing $25,000 in DPA for qualifying Toledo Police Officers.

NeighborWorks Waco Down Payment and Closing Cost Assistance

NonprofitGrantUp to $10,000

NeighborWorks Waco NeighborhoodLIFT Program

NonprofitGrant$15,000 ($17,500 for veterans, teachers, law enforcement, firefighters, and EMTs)

NeighborWorks Waco NeighborhoodLIFT Program (Dallas/Tarrant County)

NonprofitGrant$15,000 ($17,500 for veterans, teachers, law enforcement, firefighters, and EMTs)

NeighborWorks Western Pennsylvania LIFT Program

NonprofitDeferred LoanVariable based on individual assessment (no pre-set maximum)

NENEDD Direct Homebuyer Assistance Program

NonprofitDeferred LoanUp to $30,000 or 20% of project cost (whichever is less)

New Bedford Enhanced First-Time Homebuyer Program

CityGrantUp to $25,000; City employees (City, School, Police, Fire departments) eligible for additional $10,000 for up to $35,000 total

New Bedford Neighborhoods First Homebuyer Program

CityDeferred Loan5% of purchase price up to $10,000 for down payment and closing costs; up to $40,000 in rehabilitation assistance

New Britain Home Ownership Program (HOP)

CityRepayable Loan

New Castle County Down Payment Settlement Program

CountyDeferred LoanUp to $5,000 (minimum $1,000)

New Castle County IDEA Down Payment Program

CountyRepayable LoanUp to $5,000

New Castle County ReVaMP Program

CountyForgivable LoanUp to $5,000

New Century IDA Matched Savings Program

NonprofitGrantUp to 6:1 match on savings (save $2,000, receive up to $12,000)

New Haven Down Payment and Closing Cost Assistance Program

CityForgivable LoanUp to $20,000 or 6% of the purchase price, whichever is greater

New Opportunities Inc. First Time Homebuyer Program

NonprofitGrant

New Orleans Area Habitat for Humanity

NonprofitZero-Interest LoanAffordable home with low-interest mortgage; monthly payments never exceed 30% of household income

New Orleans Direct Homebuyer Assistance Program

CityForgivable LoanUp to $55,000 as a forgivable soft second mortgage plus up to $5,000 in closing cost assistance

New Rochelle Down Payment Assistance Program

CityForgivable LoanUp to 19% of the purchase price

Newcap Homebuyer Program (Green Bay)

NonprofitDeferred LoanUp to $10,000

Newnan-Coweta Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable mortgage on newly constructed Habitat home with 0% interest

Newport News Down Payment Assistance Program

CityForgivable LoanUp to $14,500 as a forgivable loan

Newton Homebuyer Assistance Program

CityGrantVaries; provides downpayment and closing cost assistance for deed-restricted affordable homes

NewVue Communities Homeownership Program

NonprofitGrantDown payment assistance available; amount varies based on funding and household eligibility

NFC Advantage Purchase Loan

NonprofitForgivable LoanFirst mortgage up to $250,000, second mortgage up to 15% LTV, plus forgivable renovation loan up to $10,000

All Homebuyer Programs

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