All Homebuyer Programs
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CAPMN First-Time Homebuyer Down Payment Assistance
NonprofitForgivable LoanUp to $7,500
Carolina Trust First-Time Homebuyer Mortgage
NonprofitGrant100% financing up to $600,000 with no PMI
Carver County CDA Down Payment and Closing Cost Assistance Program
CountyForgivable LoanUp to 25% of purchase price, not to exceed $50,000
Carver County Community Land Trust
CountyDeferred LoanSubsidized purchase price on permanently affordable CLT homes; subsidy varies by home and household
CASI Individual Development Account (IDA) Program
NonprofitGrantUp to $4,500 in matched savings (3:1 match on personal savings)
Catholic Charities Youngstown Down Payment Assistance
NonprofitGrantUp to $3,000
CCHC Community Land Trust
NonprofitDeferred LoanBelow-market home prices (buyer purchases improvements, CCHC retains land ownership)
CCHC Homeownership Assistance Loan
NonprofitZero-Interest LoanVaries by household
CDCLI Down Payment and Closing Cost Assistance Loan
NonprofitRepayable LoanUp to $75,000
CDLI Down Payment and Closing Cost Assistance Loan
NonprofitRepayable LoanUp to $75,000
Cedar Rapids Bank & Trust Home$tart Grant
NonprofitGrantUp to $15,000
Cedar Rapids First Time Home Buyer Program
CityForgivable LoanUp to $14,999
Cedar Rapids ROOTs Program
CityForgivable LoanUp to $35,000 in need-based down payment assistance on a new-construction ROOTs home (maximum sale price $175,000)
Cedar Valley Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanFull home purchase — zero-interest mortgage
CEFCU First-Time Homebuyer Closing Cost Assistance
NonprofitGrantCovers most third-party closing fees (appraisal, credit report, flood determination, tax service fee, title company closing fee, recording fee)
Center of Concern (Park Ridge) HUD Homebuyer Counseling
NonprofitGrantFree HUD-approved homebuyer education and pre-purchase counseling
Central Berkshire Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home purchase with below-market mortgage through Habitat partnership
Central Delaware Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home sold at construction cost with 0% interest mortgage
Central Falls Closing Cost Assistance Program
CityForgivable LoanUp to $7,500
Central Florida Homebuyers Dream Program
CountyDeferred LoanUp to $10,000
Central Minnesota Habitat for Humanity Homeownership Program
NonprofitRepayable LoanAffordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required
Central Ohio Community Land Trust (COCLT) Affordable Homeownership
NonprofitDeferred LoanPermanently affordable home purchase through community land trust model
Central Oklahoma Habitat for Humanity Homeownership Program
NonprofitForgivable LoanAffordable home with no down payment and no closing costs; affordable mortgage payment
Central SC Habitat for Humanity Homeowner Program
NonprofitZero-Interest LoanAffordable 25-year mortgage with payments adjusted to not exceed 25% of gross monthly income
CHA Choose to Own (CTO) Homeownership Program
CitySilent Second MortgageMonthly Housing Assistance Payment (HAP) toward mortgage for up to 15 years (30 years for elderly/disabled)
CHAC Down Payment Assistance Program
StateDeferred Loan$5,000 to $12,000 (6% of lesser of sale price or appraised value, capped at $12,000)
Champlain Housing Trust Homeownership Equity Program (HEP)
NonprofitDeferred LoanUp to $25,000
Champlain Housing Trust Shared Equity Homeownership
NonprofitDeferred LoanBelow-market purchase price through shared equity model, plus down payment assistance
Charles County SELP+ Down Payment Assistance
CountyGrant$14,000
Charles County Settlement Expense Loan Program (SELP)
CountyDeferred LoanUp to $6,000
Charleston Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanNo-interest mortgage with homes sold at no profit. Monthly payments of $500-$600 plus escrow.
Charleston Home Blend Program
CityForgivable LoanUp to $27,000 ($25,000 for down payment and $2,000 for closing costs)
Charleston Trident Urban League First-Time Homebuyer Program
NonprofitGrantDown payment and closing cost assistance (amount varies based on funding availability)
Charlotte County SHIP Purchase Assistance Program
CountyDeferred LoanUp to 10% of the purchase price, maximum of $15,000
Cheektowaga CHDO Homebuyer Program
CityGrantUp to $10,000 towards down payment and/or closing costs
Chelmsford Affordable Housing Resale Program
CityDeferred Loan
Chester Homebuyers Assistance Program (CCIP)
CityForgivable LoanUp to $10,000
CHFA Down Payment Assistance Grant
StateGrantUp to lesser of $25,000 or 3% of first mortgage
CHFA Down Payment Assistance Program (DAP)
StateRepayable Loan$3,000 to $15,000
CHFA Down Payment Assistance Second Mortgage Loan
StateDeferred LoanUp to lesser of $25,000 or 4% of first mortgage
CHFA FirstGeneration
StateDeferred LoanUp to $25,000 in deferred down payment assistance, paired with 30-year fixed first mortgage
CHFA FirstStep
StateGovernment-Insured Mortgage30-year fixed-rate FHA first mortgage
CHFA HomeAccess
StateZero-Interest Loan30-year fixed first mortgage plus optional $25,000 second mortgage for down payment and closing costs
CHFA Time To Own Forgivable Down Payment Assistance
StateForgivable LoanUp to $50,000 in high-opportunity areas; up to $25,000 in other areas
CHI First Time Homebuyer Grant Program
NonprofitGrant$25,000 to $35,000 (49% max for down payment and closing costs; 51% minimum for home repairs)
Chicago Housing Trust
CitySilent Second MortgageBelow-market home prices; preserves long-term affordability
Chicopee First Time Homebuyer Assistance Program
CityDeferred LoanUp to $15,000 (maximum 5% of purchase price)
Chippewa Valley Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home with conventional mortgage, no down payment required, closing costs no more than $2,000
CHN Oakland County HOME Homebuyer Subsidy
CountyForgivable LoanUp to $25,000
CHWC AHP Down Payment Assistance Program
NonprofitForgivable LoanDown payment and closing cost grant funded by the Federal Home Loan Bank Affordable Housing Program (AHP)
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