All Homebuyer Programs
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Get Matched Free →Showing 1601–1650 of 1747 programs
Tacoma Downpayment Assistance Loan Program (WSHFC)
CityDeferred LoanUp to $20,000
Tacoma Pierce County Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanBelow-market home sale with zero percent interest mortgage and payment capped at 30% of gross monthly income
Tallahassee Lenders' Consortium (TLC) Down Payment Assistance
CityForgivable LoanUp to $7,125 (up to $12,050 for very low-income buyers)
Tampa CRA Down Payment Assistance Program
CityForgivable LoanUp to $50,000 (50-80% AMI), $40,000 (80-120% AMI), or $30,000 (120-140% AMI)
TAP Down Payment Assistance Program
NonprofitDeferred LoanUp to 10% of the sales price for down payment, plus closing cost assistance
Tarrant County Homebuyer Assistance Program
CountyForgivable LoanUp to $50,000
TaxSmart MCC Series 2026
CityTax CreditFederal tax credit: 25% of annual mortgage interest (50% for improvement/rehab loans)
Taylor Home Down Payment Assistance Program
CityForgivable LoanUp to $40,000
Tenants to Homeowners (Lawrence Community Land Trust)
NonprofitForgivable LoanAverage $50,000 price reduction (subsidy) on home purchase. Down payment as low as 5% of annual gross income. Closing costs (~$4,500) covered for first-time buyers.
Tenfold (formerly LHOP) Down Payment Assistance Program
NonprofitDeferred LoanUp to $7,000
THDA Great Choice Home Loan
StateGovernment-Insured Mortgage30-year fixed-rate first mortgage used with FHA, VA, USDA-RD or conventional financing (up to 96.5% financing on FHA, 100% on VA/USDA-RD); optional Great Choice Plus DPA of 5% of price up to $15,000 (amortizing) or $6,000/$10,000 (deferred, forgivable after 10 years)
THDA Great Choice Plus - Amortizing Option
StateRepayable LoanUp to 5% of the purchase price, maximum $15,000
THDA Great Choice Plus - Deferred Option
StateForgivable Loan$6,000 forgivable second mortgage
THDA Homeownership for Heroes
StateGovernment-Insured Mortgage0.50% interest rate reduction on a THDA Great Choice Home Loan (FHA, VA or USDA-RD only); optional Great Choice Plus DPA of up to 5% of price (max $15,000) amortizing, or $6,000/$10,000 deferred and forgivable
The 712 Initiative Housing Revitalization Program
NonprofitRepayable LoanRenovated homes sold at affordable prices (historically $125,000 to $182,000)
The Housing Fund Down Payment Assistance
NonprofitRepayable LoanUp to $35,000
The Neighbor Project (formerly Joseph Corporation)
NonprofitGrantHomebuyer education, counseling, and matched savings / IDA programs for Aurora-area families
Three Rivers Community Action Gap Financing
NonprofitDeferred Loan
Thurston Housing Land Trust Homeownership
NonprofitRepayable LoanHomes typically priced 30%-50% below market through community land trust model; subsidy value varies by property
Tierra Del Sol Self-Help Housing Program
NonprofitZero-Interest LoanSweat equity reduces purchase cost; access to mortgage and DPA tools coordinated by TDS
Toledo Home at Last Down Payment Assistance Program
CityGrantUp to $12,500 as a grant; up to $20,000 in Neighborhood Revitalization Strategy Areas (Englewood, Junction, Old South End, East Toledo)
Topeka Opportunity to Own (TOTO) Program
CityForgivable LoanUp to $5,000 down payment assistance plus up to $30,000 for home repairs
Torrington Savings Bank FHLB Equity Builder Program
CityGrantUp to $25,000
Town of Amherst First-Time Homebuyer Program
CityDeferred LoanUp to $50,000
Town of Babylon HOME Down Payment Assistance Program
CityForgivable LoanUp to $50,000
Town of Brookhaven HOME Down Payment Assistance Program
CityForgivable LoanUp to $50,000
Town of Cheektowaga Closing Cost Assistance
CityDeferred LoanUp to $5,000
Town of Davie First-Time Homebuyer Program (SHIP)
CityDeferred LoanUp to $90,000
Town of Franklin Affordable Homeownership Program
CityForgivable LoanBelow-market purchase price on deed-restricted affordable homes; prices set based on HUD income guidelines
Town of Hamburg First Time Home Buyer Program
CityForgivable LoanUp to $20,000
Town of Islip Employer Assisted Housing Program
CityGrantUp to $12,000 in HOME funds plus $3,000 or more in employer matching funds
Town of Mooresville Homebuyer Assistance Program
CityDeferred LoanVaries based on available funding
Travis County Hill Country Home Down Payment Assistance Program
CountyForgivable Loan4%, 5%, or 6% of the initial principal balance of the loan amount
Tres Rios Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home with 0% interest mortgage; sold to qualified families at no profit
Tri-County Partners Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanBelow-market home sale with affordable mortgage capped at 30% of gross monthly income
Trinity Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home with zero-interest mortgage sold at no profit
TRIP HomeOwnership Center Down Payment Assistance
CityGrant$25,000 to $30,000
Troy Homebuyer Incentive Program (HIP)
CityGrant$15,000 to $20,000
Truman Heritage Habitat for Humanity Homebuyer Program
NonprofitZero-Interest LoanAffordable Habitat-built home sold with a 0% interest mortgage; monthly payment capped at roughly 30% of household income
Trumbull Neighborhood Partnership Affordable Homeownership
NonprofitDeferred LoanNew single-family homes at approximately $175,000 for income-eligible buyers
Tulsa County First Home Program (TCHFA)
CountyForgivable Loan3.5% of total mortgage amount (averages about $9,000)
Turn the Key
CityForgivable LoanUp to $75,000 mortgage buydown (soft second mortgage) plus the $10,000 Philly First Home grant, up to $85,000 total
Twin Cities Habitat for Humanity Homeownership Program
NonprofitRepayable LoanAffordable mortgage with monthly payments at or below 30% of household income; option to use TruePath Mortgage on the open market or purchase a Habitat-built or Habitat-renovated home
Twin Pines Housing Trust Shared Equity Program
NonprofitGrantDown payment grant of up to $80,000 or 35% of purchase price, whichever is less
Two Rivers Community Land Trust Homeownership
NonprofitDeferred LoanSubsidized purchase price on permanently affordable CLT homes; subsidy varies by home and household
Two Rivers Habitat for Humanity Homeownership Program
NonprofitRepayable LoanAffordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required
UAB Blazer Home Neighborhood Living Initiative
CityGrantUp to $15,000
UMB First-Time Homebuyer Program
NonprofitGrantUp to 5% lender grant total: up to 3% of the purchase price for down payment, plus up to 2% lender credit applied to closing costs and prepaid items.
United South Broadway Corporation Homebuyer Program
NonprofitForgivable LoanDown payment assistance amount varies by funding source and project
United Way of the Wabash Valley Home Down Payment Assistance Program
NonprofitGrantUp to 5% of purchase price (3% down payment + 2% closing costs) for homes up to $80,000; max $4,000 for homes over $80,000
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