All Homebuyer Programs
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City of Wheeling First-Time Homebuyer Program
CityForgivable LoanUp to $10,000
City of Wichita Falls First Time Homebuyer Program
CityDeferred LoanUp to $10,000
City of Wichita HOMEownership 80 Program
CityForgivable LoanUp to 20% of purchase price plus $2,000 toward closing costs (capped at amount required by first mortgage lender)
City of Winter Haven SHIP Down Payment Assistance Program
CityForgivable LoanUp to $60,000
City of Yakima First Time Homeownership Program
CityDeferred LoanAmount not published publicly; funded through federal CDBG and HOME allocations
City of York Homebuyer Assistance Program
CityForgivable LoanUp to $7,000
Clark County Down Payment Assistance Program
CountyDeferred LoanUp to $60,000 ($45,000 from Clark County + $15,000 from WSHFC)
Cleveland County First Home Program (CCHLA)
CountyForgivable Loan3.5% of total mortgage amount (averages about $9,000)
Cleveland County Habitat for Humanity Homeownership Program
NonprofitForgivable LoanAffordable home with no down payment, no closing costs, and no required PMI
Cleveland Heights Down Payment Assistance Program
CityForgivable LoanUp to $30,000
Cleveland Neighborhood Transformation Initiative (NTI) DPA
CityForgivable LoanUp to $20,000 toward down payment and closing costs
CMCA Homeownership Assistance (80/20 Shared-Equity Model)
NonprofitSilent Second MortgageBuyer purchases 80% of the home; CMCA retains a 20% soft-second lien, reducing the buyer's mortgage and down payment need
CNE Down Payment Assistance Program
NonprofitRepayable LoanUp to $15,000
Coastal Empire Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home with zero-interest mortgage
Cobb County My Home DPA Program
CountyGrant0%, 1%, or 2% of first mortgage amount as a non-repayable grant for down payment and closing costs; additional $10,000 grant for qualified Cobb County employees ($15,000 for public safety employees)
Columbia Housing Authority HCV Homeownership Program
CityGrantMonthly homeownership subsidy applied toward mortgage payment (amount varies by household)
Columbus American Dream Downpayment Initiative (ADDI)
CityForgivable LoanUp to $14,999 or up to 6% of the purchase price, whichever is lower
Columbus Area Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanZero-interest mortgage on newly constructed Habitat home sold at no profit
Comal County Habitat for Humanity Homeownership Program
NonprofitZero-Interest LoanAffordable home sold at no profit with a zero-interest mortgage
Come Home 2 Edina 2nd Mortgage Program
CityDeferred Loan
Come HOME to Portsmouth Down Payment Assistance Program
CityDeferred LoanUp to $20,000 for down payment and closing costs
Communities First Ohio Down Payment Assistance (The Port)
StateGrant3%, 4%, or 5% of the purchase price as a grant toward down payment and closing costs
Communities Unlimited Homebuyer Assistance Program
NonprofitGrantFinancial assistance available (contact organization for current amounts)
Community Concepts Self-Help Homeownership Program
NonprofitDeferred LoanOpportunity to build a new affordable home with sweat equity
Community Frameworks HomeStarts Program
NonprofitDeferred LoanUp to $20,000
Community Heroes Homeownership Program
CityForgivable LoanUp to $30,000 in down payment, closing cost, and interest rate buy-down assistance
Community Home Trust Homeownership Program
NonprofitZero-Interest LoanHomes sold 30-50% below market value through community land trust model
Community Homebuyers Corporation Homeownership Assistance Program
NonprofitForgivable Loan20% of the home purchase price (forgivable second mortgage)
Community Housing Innovations Homeownership Grant
NonprofitGrantUp to $75,000 (60% for down payment/closing costs, 40% for rehabilitation)
Community Housing Investment Program (CHIP)
CityDeferred LoanUp to $15,000 second mortgage
Community Housing Network Homebuyer Education and Counseling
NonprofitGrantFree homebuyer education courses and one-on-one housing counseling
Community Keys Plus Impact Down Payment Assistance
NonprofitDeferred Loan
Community Partners Loan Pool (CPLP)
StateDeferred LoanUp to 25% of the sales price, maximum $50,000
Community Partners of South Florida Homebuyer Program
NonprofitGrantVaries; includes matched savings, down payment assistance, and closing cost assistance
Community Ventures CHDO Homeownership Program
NonprofitGovernment Property Sale ProgramSubsidized home purchase price through renovation and rehabilitation
Community West Credit Union Zero-Down Mortgage
NonprofitZero-Interest LoanZero down payment required with no PMI
CommunityAmerica First-Time Homebuyer Loan
NonprofitZero-Interest LoanUp to 100% financing (0% down payment required) via a 10/6 Adjustable Rate Mortgage, plus $500 toward closing costs for completing a CommunityAmerica homebuying education session.
CommunityWorks Greenville County Down Payment Assistance
NonprofitForgivable LoanUp to $20,000 in forgivable down payment and closing cost assistance
CommunityWorks in WV Home Purchase and Down Payment Assistance
NonprofitDeferred LoanHome purchase loans and down payment assistance loans for qualifying families (contact for current amounts)
CommunityWorks Lowcountry Down Payment Assistance
NonprofitForgivable LoanUp to $10,000 in forgivable down payment and closing cost assistance (employer-partnered programs may offer up to $25,000)
CommunityWorks ND Revolving Loan Program
NonprofitRepayable LoanVariable; affordable loans for down payment, closing costs, rehabilitation, and emergency repairs
CommunityWorks Northside Down Payment Assistance
NonprofitForgivable LoanUp to $20,000
Comunidades Enraizadas Community Land Trust Homeownership
NonprofitZero-Interest LoanPermanently affordable home purchase through 99-year renewable ground lease
Cook County Down Payment Assistance Program
CountyForgivable Loan
Coon Rapids Down Payment Assistance Loan
CityForgivable Loan
Cornerstone Housing Partners Shared Equity Program
NonprofitGrant20% down payment grant through shared equity model; purchase at below-market price
Couleecap Homeownership Program
NonprofitGrantDown payment and closing cost assistance for eligible households
Covenant Homeownership Program
StateForgivable LoanUp to 20% of the purchase price (or appraised value, if lower), capped at $150,000, plus buyer-paid closing costs
Coventry Housing Authority HCV Homeownership Program
CityZero-Interest LoanMonthly Housing Assistance Payment applied toward mortgage and homeownership expenses
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